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How to buy medical insurance in Guangzhou
Second, the payment and treatment of personal insurance
Unemployed individual industrial and commercial households, part-time employees and other flexible employees who participate in the basic old-age insurance for employees in accordance with the individual insurance regulations (hereinafter referred to as "individual insured persons") can participate in the basic medical insurance for employees in accordance with the serious illness co-ordination model (the proportion of individual contributions is 8%), and pay medical insurance premiums and large medical assistance fees in full and on time. Because the continuous payment has been completed for six months, the medical expenses incurred by my medical treatment are reimbursed by the basic medical insurance fund, the large medical expenses relief fund and the accidental injury additional insurance fund respectively, and no personal account for medical insurance is established. These include:
(1) If the employee who terminates or terminates the labor contract with the employer or receives unemployment insurance benefits expires and participates in the basic medical insurance within two months after the termination or termination of the labor contract or receives unemployment insurance benefits expires, the medical expenses incurred by me in seeking medical treatment shall be reimbursed according to regulations from the month when the insurance benefits are paid.
(two) due to the annual continuous payment of less than six months, do not have the conditions for reimbursement of medical expenses, individuals will no longer pay large medical assistance fees that year.
Legal basis: Measures of Guangzhou Municipality on Social Medical Insurance;
Twenty-ninth people who participate in the social medical insurance for urban and rural residents shall go through the social medical insurance registration formalities at the subdistrict office, the town people's government or colleges and universities in accordance with the regulations.
Thirtieth employees' social medical insurance premiums, employees' medical subsidies for major diseases, and employees' supplementary medical insurance premiums shall be collected by local tax departments.
Social medical insurance premiums for urban and rural residents shall be collected by social insurance agencies.
Thirty-first employers and individuals who participate in social medical insurance for employees shall pay the social medical insurance premium for employees in full monthly.
Flexible employees who have participated in the basic medical insurance for flexible employees in cities and towns before the implementation of these measures shall, within three months after the implementation of these measures, go through the formalities for changing the social medical insurance for employees or the social medical insurance for urban and rural residents and change to participate in the social medical insurance for employees.
Thirty-second people who participate in social medical insurance for urban and rural residents shall go through the formalities of insurance payment within the specified time before the start of the new medical insurance year for urban and rural residents, and pay the social medical insurance premium for urban and rural residents in full according to the insurance year.
Those who have participated in the social medical insurance for urban and rural residents in the last medical insurance year do not need to go through the registration formalities again in the new medical insurance year. After paying the social medical insurance premium for urban and rural residents in the new medical insurance year, the insurance relationship will continue automatically.
Urban and rural residents with the following circumstances can pay the insurance premium of the current year within the year of residents' medical insurance:
(a) the termination of social medical insurance for employees; (two) students transferred from outside the administrative area of this Municipality to full-time study in various institutions of higher learning in this Municipality; (3) Newborn babies; (4) Newly-moved families; (five) the new medical assistance object; (six) other personnel who need to participate in the insurance payment in the current year after examination and confirmation by the social insurance agency.
Thirty-third district retirees socialized service management institutions receive the socialized management of retirees and related social medical insurance affairs, and the district retirees socialized service management institutions where the retirees management relationship is located shall provide assistance according to their duties.
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