How to pay urban and rural social security

Urban and rural social security payment methods are as follows:

1, voluntary payment: urban and rural residents can voluntarily choose to participate in social insurance such as basic old-age insurance and medical insurance, and pay according to the prescribed payment standards and payment methods;

2. Government subsidies: Urban and rural residents can enjoy social insurance subsidies such as basic old-age insurance and medical insurance provided by the government. The amount of subsidy is determined by the local government according to the actual situation.

The social security payment period is stipulated as follows:

1, the cumulative payment period of medical insurance (including the deemed payment period and actual payment period in this city) shall be 30 years for men and 25 years for women;

2. The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax to form a social insurance fund, from which the insured can obtain fixed income and loss compensation;

3. Pay the basic old-age insurance premium 15 years and the basic medical insurance premium for 20 years in the same city. When retiring, it will be calculated according to the standard of the city where the payment is made;

4 to participate in the basic old-age insurance, individuals who have reached the statutory retirement age and accumulated contributions for fifteen years, receive the basic pension on a monthly basis.

To sum up, social security payment policies may be different in different regions, and the specific operating procedures and payment standards need to be subject to the provisions of the local social security bureau or social security service center. At the same time, paying social security fees is a long-term obligation, which needs to be paid in time and accurately to ensure the effective operation of the social security system.

Legal basis:

Article 72 of the Social Insurance Law of People's Republic of China (PRC)

Set up social insurance agencies in the overall planning area. According to the needs of the work, with the approval of the local social insurance administrative department and the organization management organ, the social insurance agency may set up branches and service outlets in this overall planning area.

The personnel expenses of social insurance agencies and the basic operating expenses and management expenses incurred in handling social insurance shall be guaranteed by the finance at the same level in accordance with state regulations.