How to calculate the effective time of social security?

General social security is handled in the same month and paid in the next month, that is, it takes effect in the next month, but the effective time of medical insurance may be different from place to place.

It takes effect the next month, but the time when medical insurance takes effect may be different from place to place. Social insurance provides basic living security for workers. Workers can enjoy social insurance benefits as long as they meet the conditions for enjoying social insurance, that is, they have established labor relations with employers or paid various social insurance premiums according to regulations. Social insurance is the core content of social security system. Local social security payment bases are linked to local average wage data. It is determined according to the average monthly wage income of employees from June 1 day to February 1 day in the previous year. Once a year, it will not change within one year after confirmation. The time to apply for adjusting the social security base is generally in July. Enterprises generally take the total wages of enterprise employees as the payment base, and individual employees take half of their average monthly salary in the previous year as the salary base for individuals to pay social insurance premiums.

When employees take part in medical insurance for the first time, there is a medical risk period, which is usually 3~6 months. During these three to six months, you can't apply for reimbursement for hospitalization. But you can use the employee medical insurance personal account to make medical consumption in designated hospitals or pharmacies. Whether it is three months or six months, please consult the medical insurance in your insured area.

1. Pension and unemployment insurance In general, social security pension and unemployment insurance will be handled in the current month, and the deduction will take effect in the next month. That is to say, if you handle it on June 5438+ 10, it will take effect on June 5438+065438+ 10 after deducting the expenses.

2, medical insurance medical insurance can not be used immediately after purchase, you need to wait for a period of time, this time may vary from place to place, some 6 months, some 3 months. For example, in Dongguan, after the social security is handled, it takes three months for the social security card to be collected and activated before it can be used in outpatient clinics.

3. Work-related injury insurance If an enterprise handles social security and buys work-related injury insurance, it will take effect in the month after handling it, which means that social security (including work-related injury insurance) was purchased in June+10, 5438, so if a work-related injury occurred in June+10, 5438, it can be reimbursed.

4. Maternity insurance You can use maternity insurance after paying social security 12 months (uninterrupted), that is, you can reimburse the expenses incurred by your beloved baby in hospital and enjoy maternity allowance. The amount of reimbursement proportional allowance varies from city to city. Please consult the local social security bureau for details.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 60 The employing unit shall declare on its own and pay social insurance premiums in full and on time. Except for legal reasons such as force majeure, the payment shall not be postponed or reduced. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.

Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.