How to choose the year of social security payment

According to the economic situation, security needs and return on investment.

1. Economic situation: You should consider your own economic situation when choosing the social security payment year. If the economic situation is better, you can choose a higher payment year to get more comprehensive protection; If the economic situation is poor, you can choose a lower payment year to ease the economic pressure.

2. Security demand: Different social security payment years can provide different levels of security. Need higher medical insurance, you can choose a higher payment year; Pay more attention to old-age security and choose a year with lower payment.

3. Return on investment: The social security payment period can also be regarded as investment, and the return on investment needs to be considered. If the future investment income is expected to be higher, you can choose a higher payment year; If the future investment income is expected to be low, you can choose a lower payment year.