How to withdraw money from Hangzhou social security card

The balance of medical insurance is mainly used directly by credit card or transferred to personal bank card online; Social security benefits need to be withdrawn from the social security bureau or bank counter or distributed through bank transfer according to specific projects.

I. Extraction of medical insurance balance

The balance of medical insurance is the most common type of funds in social security cards, which is mainly used to pay medical expenses in medical institutions. In Hangzhou, the medical insurance balance is mainly extracted in the following ways:

1. Use credit cards directly in designated hospitals or pharmacies. This is the most commonly used way, you can directly use the medical insurance balance in the social security card to pay for medical expenses or buy medicine.

2. Conduct online operation in official website or related APP of Hangzhou Medical Insurance Bureau, and transfer the medical insurance balance to personal bank card. In this way, you need to register on the website first and bind your personal bank card.

It should be noted that the withdrawal of medical insurance balance can not be directly used for cash withdrawal, but can only be used for medical expenses payment or transfer to personal bank cards.

Second, the extraction of social security benefits.

For social security benefits such as pensions and unemployment benefits, the extraction methods are generally as follows:

1. Go to Hangzhou Social Security Bureau or the relevant bank counter for withdrawal procedures. You need to bring social security cards, ID cards and other related documents, and fill in the application form and submit it according to the instructions of the staff.

2. Some social security benefits can be directly distributed to personal bank cards through bank transfer, and there is no need to go to the counter for withdrawal procedures. This method needs to go through the relevant formalities in the social security bureau or bank in advance to bind the social security card with the bank card.

When withdrawing social security benefits, it is necessary to pay attention to abide by relevant regulations, such as withdrawal conditions and withdrawal quotas. Different social security projects may have different extraction regulations, so it is necessary to read the relevant policy documents carefully or consult the staff.

To sum up:

The withdrawal method of Hangzhou social security card money mainly depends on the type of funds and the purpose of withdrawal. The balance of medical insurance is mainly used directly by credit card or transferred to personal bank card online; Social security benefits need to be withdrawn from the social security bureau or bank counter or distributed through bank transfer according to specific projects. In the process of extraction, relevant regulations and procedures must be observed.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 23 provides that:

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

People's Republic of China (PRC) social insurance law

Article 45 provides that:

Unemployed persons who meet the following conditions shall receive unemployment insurance money from the unemployment insurance fund:

(a) before unemployment, the employer and I have paid unemployment insurance premiums for one year;

(two) the employment is not interrupted because of my will;

(three) registered unemployed and have job requirements.