Is there medical insurance in social security?

There is medical insurance in social security.

Medical insurance is an important part of social insurance. According to the law, social insurance includes pension insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. Therefore, if individuals have already paid social insurance, and social insurance already includes medical insurance, there is no need to pay medical insurance for urban residents separately. At the same time, because medical insurance has been included in social insurance, it can only be reimbursed once and cannot be enjoyed repeatedly. In short, social insurance provides comprehensive protection for employees, while medical insurance focuses on the compensation of medical expenses.

Components of social security:

1. Old-age insurance: providing basic living security for retired workers;

2. Medical insurance: it is used to reduce the cost burden of employees seeking medical treatment due to illness;

3. Work-related injury insurance: providing medical and economic compensation for employees who suffer from work-related injuries or occupational diseases;

4. Unemployment insurance: providing basic living expenses for unemployed workers in a certain period of time;

5. Maternity insurance: provide certain financial subsidies and medical services for the maternity of female employees.

To sum up, medical insurance, as the core part of the social insurance system, ensures basic medical security for individuals who pay social security and avoids repeated payment. At the same time, it emphasizes the comprehensiveness of social insurance and the special role of medical insurance in it, providing employees with all-round protection including medical care.

Legal basis:

People's Republic of China (PRC) social insurance law

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The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.