Job Recruitment Website - Social security inquiry - What's the difference between medical insurance and social security?
What's the difference between medical insurance and social security?
1. Social security is the abbreviation of social insurance. Social insurance is a social and economic system that provides income or compensation for those who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The main items of social insurance include old-age social insurance, medical social insurance, unemployment insurance, industrial injury insurance and maternity insurance.
2. Medical insurance is the abbreviation of medical insurance, which is the insurance to compensate the medical expenses caused by diseases. Social insurance in which employees are provided with necessary medical services or material assistance by society or enterprises due to illness, injury or childbirth.
Difference 2: Different functions.
1. Social security is a compulsory government action, which provides five kinds of economic security for the insured within the scope of insurance. Social security card is more widely used than medical insurance card, which completely covers the role of medical insurance card, and also has functions that medical insurance card does not have, so patients can use it to enjoy old-age care, medical insurance and so on.
2. Medical insurance mainly provides medical security for the insured. The medical insurance card can only be used for medical treatment and cannot be reimbursed. Its function is particularly single, and it can't play a big role.
Difference 3: the purpose of the card is different.
1, social security card not only has the function of medical insurance card, but also is an important document for handling various social security businesses, such as receiving unemployment benefits.
2. The medical insurance card is limited to the medical insurance function and can only be used to enjoy medical insurance benefits. At the same time, the medical insurance card is an important voucher for the insured to purchase daily medical care. It is the carrier of personal account of medical insurance, which is used to record the basic information of the insured, including the basic medical insurance premium paid by the individual, the basic medical insurance premium paid by the employer in accordance with the prescribed proportion, other funds and interest.
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