Is it the same for employee social security to change to flexible employment?

The social security benefits of employees who change from social security to flexible employment are different. Flexible employees need to bear more expenses themselves and may face lower pension benefits, so they need to carefully choose social security methods and make financial planning.

The social security benefits of employees changing from social security to flexible employment are not exactly the same, but there are some differences. I will answer your questions in detail below.

First of all, employee social security refers to the social insurance system in which employees working in formal employment units participate, including endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. Flexible employment social security refers to the social insurance system in which flexible employees (such as freelancers and individual industrial and commercial households) participate.

In terms of old-age insurance, employees' social security is usually paid jointly by units and individuals, while flexible employees' social security is paid in full by individuals. Therefore, flexible employees may face lower pension benefits when they retire.

In terms of medical insurance, employees' social security is usually paid by units and individuals, and they enjoy comprehensive medical security, including hospitalization, outpatient service and medicines. However, the medical insurance benefits of flexible employment social security are relatively few, and generally only include reimbursement of basic outpatient and inpatient medical expenses.

In terms of unemployment insurance, employees' social security can enjoy unemployment relief for a certain period of time when they are unemployed, while flexible employment social security generally has no unemployment relief.

In terms of work-related injury insurance and maternity insurance, employee social security and flexible employment social security have similar treatment, including reimbursement of work-related injury medical expenses and maternity allowance.

Generally speaking, there are some differences in treatment between employee social security and flexible employment social security. Flexible employees need to pay more social security fees themselves and may face lower pension benefits. Therefore, for those who change from employees to flexible employees, it is necessary to carefully weigh the pros and cons and make personal financial planning when choosing social security methods.

There are some differences between the social security treatment of flexible employees and the social security of employees. First of all, employees' social security is usually paid by enterprises, including pension insurance, medical insurance and unemployment insurance. And the treatment is more comprehensive. The social security benefits of flexible employees are relatively simplified, generally including only basic old-age insurance and basic medical insurance. Secondly, the base and proportion of employee social security contributions are shared by enterprises and individuals, and the social security contributions of flexible employees are fully borne by individuals. In addition, the social security treatment standard of employees is usually high, while the social security treatment of flexible employees is relatively low. Generally speaking, the social security benefits of flexible employees are obviously different from those of employees, which requires flexible employees to make full planning and preparation in social security.

Legal basis:

Social Insurance Law of People's Republic of China (PRC) (revised 20 18);

Chapter II Basic Old-age Insurance Article 10 Employees shall participate in basic old-age insurance, and employers and employees shall pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.