Can I retire after paying social security for 20 years?

People who have paid social security for 20 years but have not yet reached the statutory retirement age cannot go through retirement procedures.

Generally speaking, employees who retire to receive social security pension need to meet two conditions: one is to reach the statutory retirement age, and the other is to reach the minimum payment period 15 years. 20 years of social security payment only meets the second condition, and the first condition is not met, so you can't retire. If you want to retire, you need to meet both the above conditions.

Correct use of social security card:

1. Activate the social security card: you need to activate the social security card before using it. You can bring your ID card and social security card to the bank outlet displayed on the social security card for activation;

2. Know the account balance: you can check the balance and payment of personal social security account through social security card to know your social security rights in time;

3. Correct use of social security card: in terms of medical treatment, drug purchase and treatment, you need to show your social security card to prove your identity and settle accounts through it;

4. Protect the security of social security cards: don't put social security cards with magnetic objects to avoid damaging them; At the same time, we should also prevent the social security card from being lost or stolen. If it is found lost or stolen, it should be reported to the social security department in time and reissued.

To sum up, the correct use of social security card needs to understand its function and usage, properly keep the card, and ensure that personal social security rights and interests are fully guaranteed.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 4

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 29

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units.