The difference between social security and new rural insurance

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Different coverage: All rural residents who have reached the age of 16 (excluding students at school) and have not participated in the basic old-age insurance for urban workers can voluntarily participate in the new rural insurance at their domicile. Social security for urban workers is compulsory by the state and is paid by individuals and units according to a certain proportion.

Different insurance items: Regarding the difference between the new rural insurance and employee social security, it is obvious that the new rural insurance has only two types of insurance: old-age insurance and rural medical insurance. Employee social security includes five insurances (pension, medical care, unemployment, work injury and maternity) and one gold (housing accumulation fund).

Different payment standards: the new rural insurance fund consists of three parts: individual payment, collective subsidy and government subsidy. In terms of individual contributions, rural residents can pay according to local endowment insurance premiums. As the payment standard of the new rural insurance is divided into several grades, ranging from 100 yuan per year to-1200 yuan in 200 yuan and 300 yuan, rural residents can pay according to their actual income level. Most of the social security expenses of employee social security are borne by enterprises. Although employees also pay, they are relatively low, which is why many rural residents are unwilling to pay social security themselves. After all, it is really too high for individuals to pay social security fees in full.

This is an introduction to the difference between the new rural insurance and employee social security. Obviously, the new rural insurance and employee social security are different, and the difference is great, and employee social security is obviously better than the new rural insurance. Although individuals have to pay more new rural insurance, different groups buy different social insurance, so they should choose the one that suits them.