Is it continuous after Beijing social security is paid off for one month? Are you qualified to buy a house?

What is the impact of social security payment in Beijing? Beijing household registration social security can't be broken? At present, many people pay off their social security because they change jobs. After paying back, many people questioned whether paying back social security would affect their eligibility to buy real estate. Today I will introduce these in detail!

0 1

What are the benefits of social security withholding?

It has an impact on both "Beijing nationality" and "non-Beijing nationality"

1, enjoy medical reimbursement.

After the social security payment is cut off, the first thing that affects is the welfare benefits of medical insurance reimbursement. Medical insurance is calculated monthly. Once the payment is cut off, the medical insurance benefits will stop from next month. If you see a doctor during the interruption of medical insurance, the medical expenses cannot be reimbursed, and you can enjoy medical insurance benefits again after renewal.

For example:

If you don't pay social security in May, you won't need medical insurance in June. If it is paid normally in June (not counting overdue payment), it will be paid normally in June, July and August, and it will be used normally in September.

2, enjoy maternity reimbursement treatment

To enjoy maternity insurance benefits (including maternity allowance), it is required to pay for 9 consecutive months before delivery or 12 months after delivery. If the required payment is not calculated in the month of production, the supplementary payment will be invalid. Moreover, maternity allowance can only be applied by employers who have jobs, and payment units cannot apply. Therefore, if you want to receive maternity allowance, you don't just need to ensure that social security remains unchanged, and you can't just resign during pregnancy.

Note: Only maternity allowance can be reimbursed for postpartum continuous payment of 12 months, but prenatal examination fees and hospitalization fees cannot be reimbursed.

Have an impact on "non-Beijing nationality"

1. Non-Beijing hukou buys a house in Beijing.

You need to pay social security or individual tax for 5 years continuously, and it is nearly 5 years. If the social security is cut off, the overdue payment in the past three months will be counted as continuous payment, and it will be accumulated again after more than three months.

2. Non-Beijing hukou buys a car and shakes the number in Beijing.

It takes nearly five years to pay social security and individual taxes continuously. For buying a car by lottery, social security payment is effective at present, and personal tax payment is invalid.

3. Non-Beijing hukou settled in Beijing.

Need to pay social security for nearly 7 years (the cumulative payment record is not more than 5 months).

4. Other circumstances

There are also children going to school, and there are some policy purchases. In addition to the requirement of continuous payment of social security, there are also requirements for participating districts and counties.

02

What benefits are not affected by social security withholding?

Has no effect on the following benefits:

1, enjoy pension benefits after retirement.

Require to pay 15 years or more. The last place where a foreign household registration wants to retire in Beijing and the insured relationship reaches 10 is Beijing.

2. Enjoy medical treatment after retirement.

Beijing requires women to pay 20 years and men to pay 25 years. Some provinces and cities require women to pay for 25 years and men to pay for 30 years.

Step 3 Enjoy unemployment insurance benefits

It is required to pay at least 1 year, but unemployment insurance cannot be collected casually. If you resign voluntarily, you will basically not get unemployment benefits.

03

About social security payment

Social security payment is effective.

1 non-Beijing hukou purchases houses in Beijing, and the payment has been made in the past three months;

Nearly three months, now August, nearly three months, July, June, May, three months; Or July, June, two months; Or July, a month.

2 non-Beijing hukou buys a car in Beijing;

If you buy a car without a Beijing hukou, the social security payment is valid, and the individual tax payment is invalid. Individual tax can be deferred 1 year.

3. Non-Beijing household registration points are settled, and the accumulated payment does not exceed 5 months;