Is the social security payment base 4000 high?

Social security is closely related to our life. Social security is paid through the social security payment base. The social security payment base refers to the social insurance payment base of employees in a social security year, which is determined according to the monthly average amount of all employees' salary income from June to February of the previous year. First, the higher the social security payment base, the better? The increase of social security payment base has advantages and disadvantages. In the long run, the higher the social security payment base, the higher the amount of our pension and medical account. The amount of pension is related to our age, the average monthly salary of employees, the payment period and my average monthly salary. The biggest advantage of social security for the aged is to live forever. Even if the personal account pension is paid out, the state will continue to pay the basic pension, and the pension will increase with the increase of the average monthly salary of social workers. Similarly, compared with medical insurance, the higher the social security payment base, the more money there is in the medical account. Every time you get sick, you can go to the hospital with your medical insurance passbook and social security card and enjoy some discounts. On the surface, the higher the social security payment base, the better. The increase in the social security payment base means that the part that individuals need to bear will also increase, and the monthly disposable income of individuals will be relatively reduced. The social security payment base is best determined according to its own situation. II. Calculation of social security payment base 1. If the wage income of employees is higher than 300% of the local average wage of employees in the previous year, 300% of the local average wage of employees in the previous year will be used as the payment base; 2. If the wage income of employees is lower than 60% of the local average wage of employees in the previous year, 60% of the local average wage of employees in the previous year shall be the payment base; 3, the employee's salary is between 60% and 300%, according to the actual declaration. 4. When it is impossible to determine the wage income of employees, the payment base shall be determined according to the local average wage of employees in the previous year published by the local labor administrative department. Three. The law on social security payment stipulates that Article 58 of the Social Insurance Law of People's Republic of China (PRC) * * * The employer shall apply to the social insurance agency for social insurance registration for its employees within 30 days from the date of employment. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay. Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration. The higher the social security contribution base, the more pension and medical expenses you will enjoy when you retire; But the more you pay each month, the lower your monthly disposable income will be, which is the best according to your own situation.

Legal objectivity:

Article 58 of the Social Insurance Law, the employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay. Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration. The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.