What is the impact of social security withholding?

Impact of social security withholding:

1, Impact of old-age insurance contributions: When you retire, you can get a pension as long as you pay 15 years. Social security payment has little effect on endowment insurance in a short time. But if you stop paying for a long time, such as a few years in the middle, it will affect your pension after retirement. In addition, pensions follow the principle of paying more and getting more. The longer you give, the more you give, and the more you get.

2. Impact of medical insurance payment cut-off: If social insurance payment cut-off, starting from the next month, medical expenses can no longer be reimbursed for medical treatment, but only at one's own expense. Of course, if there is a balance in the personal account of the medical insurance card, you can still continue to swipe your card to buy medicine. In addition, the medical insurance policy of many cities is that the longer the uninterrupted payment time, the higher the reimbursement ratio and upper limit. In most cities, if the payment is suspended for more than 3 months, the continuous payment time will be cleared and it needs to be accumulated again. If the insurance is renewed within 3 months after the payment deadline, it will be regarded as continuous insurance, and you can enjoy the medical insurance reimbursement treatment normally the next month after the renewal.

3. Impact of maternity insurance payment: If the payment is paid off, there is no way to reimburse the expenses of birth check-up and delivery, and you can't receive maternity allowance after giving birth.

4. Impact of unemployment insurance withholding: basically no impact. Those who are unemployed and pay social security can receive unemployment insurance money normally; If voluntary resignation leads to the termination of social security payment, it is not unemployment, and unemployment insurance itself is not needed.

5. Impact of industrial injury insurance cut-off: There is basically no impact after the cut-off, and you can continue to participate in the insurance unless a new unit re-pays.