Is career social security the same as enterprise social security?

No, the social security and organs of enterprises and institutions are different:

First, institutions and enterprises pay the same proportion of social security. However, the budget of public institutions is relatively small, and enterprises can still issue supplementary pensions without it. It should be said that good enterprises pay more than public institutions, and poor enterprises may only pay the lowest social security premium. At present, the retirement pension is calculated according to the on-the-job basic salary plus the individual pension contribution.

Second, the social security paid by enterprises is paid by employers and employees together with the basic old-age insurance premium. Before employees of government agencies and institutions participate in the basic old-age insurance, the basic old-age insurance premium that should be paid during the payment period is borne by the government. When the basic old-age insurance fund is insufficient to pay, the government gives subsidies.

What are the five insurances and one gold for public institutions?

According to the Regulations on Personnel Management of Public Institutions issued by the State Council this year, since July 1 year, public institutions and their staff members have participated in social insurance according to law, and it is clear at a glance what the five insurances and one fund of public institutions include, mainly endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund.

Among them, endowment insurance, medical insurance and unemployment insurance are premiums paid by enterprises and individuals, while industrial injury insurance and maternity insurance are entirely borne by enterprises. Individuals do not need to pay fees. It should be noted here that "five risks" are legal, but "one gold" is not.

In addition, the deposit of housing provident fund in public institutions is also mandatory. Units and individuals who meet the deposit conditions (except employees, individual industrial and commercial households and freelancers with permanent residence in cities and towns in other provinces) must pay the housing provident fund in accordance with the relevant laws and regulations of the housing provident fund.

The public institution's provident fund is paid jointly by the unit and the employees, but there are some differences, and some units pay more. It depends on how the provident fund center agrees to pay after approval.

The housing accumulation fund paid by institutions for employees shall be charged in the budget or expenses after the financial department has approved the income and expenditure, and the housing accumulation fund of institutions shall be directly managed by the municipal government.

The monthly deposit base of public accumulation fund in government agencies and institutions is calculated as: on-the-job civil servants (including reference): national standard salary+work allowance+living allowance+thirteenth month salary; Business personnel: post salary+salary scale salary+performance salary.

The proportion of housing accumulation fund paid by government agencies and institutions is generally 12%. Please consult the local housing provident fund management center for details.

legal ground

Regulations on personnel management of public institutions

According to the regulations, the state establishes a normal wage increase mechanism for staff in public institutions. Institutions and their staff members shall participate in social insurance according to law, and staff members shall enjoy social insurance benefits according to law. The regulations put forward that the staff of public institutions should participate in social insurance, and once again issued an urgent signal from the legal level that the medical insurance and endowment insurance of public institutions should be "merged". In other words, since July, individual staff of public institutions have never paid fees, and the history of higher pensions when they retire will end.