Is five insurance and one gold a social security card

Five insurances and one gold are different from social security cards.

Five insurances and one gold refer to social insurance and housing accumulation fund paid by employers for employees, including endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund. Social security card is a card that records personal social insurance information and is used to handle social security-related affairs.

First, the meaning of five insurances and one gold

Five insurances and one fund are an important part of China's social security system, aiming at protecting the basic rights and interests of employees. These insurances and provident funds are paid by both the employer and the employees, with the employer bearing a large proportion, and the employees are deducted from their wages according to a certain proportion.

1. Social insurance: including old-age insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance, aiming at providing basic living security and medical insurance for employees.

2. Housing accumulation fund: used to support employees to buy houses and rent houses and improve living conditions.

Second, the function of social security card

Social security card is an electronic card for recording personal social insurance information, which has many functions:

1. Record personal social security information: including personal payment records and social security benefits.

2. Handling social security business: Cardholders can handle social security-related affairs with their cards, such as inquiring social security information and applying for social security benefits.

3. Enjoy social security benefits: Cardholders can enjoy various social insurance benefits such as reimbursement of medical expenses and pension collection with their cards.

Three, the relationship between five insurance and one gold and social security card

Five insurances and one gold are the basis of social security card, and social security card is the carrier of five insurances and one gold information. By paying five insurances and one gold, employees can accumulate certain social security rights and interests, which will be recorded in the social security card. At the same time, the social security card also provides employees with a convenient way to manage and use social security rights.

To sum up:

Five insurances and one gold are different from social security cards. Five insurances and one gold are social insurance and housing accumulation fund paid by employers for employees to protect their basic living rights and interests; Social security card is a card that records personal social insurance information and is used to handle social security-related affairs. Both of them play an important role in the social security system, and form a perfect social security system in China.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 58 provides that:

The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

People's Republic of China (PRC) social insurance law

Article 64 provides that:

Social insurance funds include basic endowment insurance fund, basic medical insurance fund, industrial injury insurance fund, unemployment insurance fund and maternity insurance fund. In addition to the basic medical insurance fund and maternity insurance fund combined accounting, other social insurance funds are accounted for separately according to social insurance types. Social insurance funds implement a unified accounting system throughout the country.

Regulations on the administration of housing provident fund

Article 15 stipulates:

Units employing employees shall, within 30 days from the date of employment, go to the housing provident fund management center for deposit registration, and go through the formalities for the establishment or transfer of employee housing provident fund accounts.