Can Xiamen social security be refunded if it has not been paid for ten years?

No, non-local residents who have reached retirement age and have not paid the endowment insurance for ten years can choose two ways. One is to transfer back to the place where they registered, and the other is to apply for a refund, which can only be returned to individual departments, but not to the unit. According to Article 3 of Several Provisions on the Implementation of the Social Insurance Law of People's Republic of China (PRC), individuals who participate in the basic old-age insurance for employees after reaching the statutory retirement age can apply for the new rural social old-age insurance or urban residents' social old-age insurance where their household registration is located and enjoy the corresponding old-age insurance benefits.

Individuals who participate in the basic old-age insurance for employees have reached the statutory retirement age, and the accumulated payment is less than 15 years (including the extension of payment in accordance with the provisions of Article 2), and have not been transferred to the new rural social endowment insurance or urban residents' social endowment insurance, individuals can apply in writing to terminate the basic old-age insurance relationship for employees. After receiving the application, the social insurance agency shall inform it in writing of its right to transfer to the new rural social endowment insurance or urban residents' social endowment insurance and the consequences of terminating the basic endowment insurance relationship for employees. After my written confirmation, I will terminate the employee's basic old-age insurance relationship and pay me the amount stored in my personal account in one lump sum.