Can enterprises only pay endowment insurance when they pay social security to employees?

Employees who have reached retirement age and have no old-age insurance can go through retirement formalities after paying the old-age insurance in one lump sum 15 years, and enjoy a monthly pension after retirement.

The state has issued a new policy of paying back the old-age insurance premium, which clearly stipulates that units and personnel who have not participated in the basic old-age insurance of enterprises and enterprises and personnel who have interrupted payment should pay back the old-age insurance premium, which provides a policy basis for all kinds of personnel to pay back the old-age insurance premium during the previous interruption and continue the old-age insurance relationship.

Scope of payment:

This time, those who enjoy the preferential policy of paying basic old-age insurance premiums include uninsured enterprises and personnel, as well as enterprises and personnel who have interrupted payment. It does not include enterprises and personnel who have approved the payment base according to regulations but have historical arrears. For the historical arrears of the approved payment base, the late payment fee is still determined by the local tax department according to the regulations.

On the payment of uninsured units and personnel.

After the implementation of individual payment, the payment base is not approved, and the unpaid personnel are not insured; Units that fail to register with social insurance agencies and fail to pay endowment insurance premiums are uninsured units.

◎ About interrupting personnel payment.

After the implementation of the individual payment system, if the payment base has been approved and paid, and then for various reasons, the payment base is no longer declared and no longer paid, then the payment is interrupted by enterprises and personnel.

Units that are required by the state and province to participate in the old-age insurance for enterprise employees shall, in accordance with the provisions of the state and province, participate in the basic old-age insurance for all personnel who have established labor relations with the unit (including permanent workers under the age of 60 and female employees under the age of 55, employees under the labor contract system and former temporary workers after the implementation of the temporary worker payment system). If some employees fail to pay the basic old-age insurance premium due to the employer's reasons, the employer may submit a written application to the labor and social security department, and submit proof of labor relations with the insured during the application period, as well as proof of wage income. After confirmation, enterprises and individual employees shall pay the basic old-age insurance premium from the month when enterprises and individuals jointly pay. If the old-age insurance premium is paid voluntarily before the end of June 5438 and February 2009, it can be paid according to preferential policies. The original long-term sick leave of more than 6 months and the sentence of the sentenced person are not allowed to make up the rest.

If the whole unit is not insured, it shall be insured for all employees and pay the basic old-age insurance premium from the date of registration and establishment of the enterprise. If the old-age insurance premium is paid voluntarily before the end of June 5438 and February 2009, it can be paid according to preferential policies. However, the payment time is not earlier than 1995 1 month (township enterprises began to pay the fee as early as 2003 1 month), and if there is a deemed payment period, the payment shall be made according to the earliest payment time stipulated in the preceding article (that is, after the enterprise and individual implement the payment system, the payment time shall be paid in full, and the deemed payment can be calculated only after the individual account has been established for more than 5 years).

The uninsured units as a whole include all kinds of enterprises and employees who have not been insured within the administrative area of our province.

All uninsured units and employees pay back. After the unit pays the full amount, the retirees who bear the old-age insurance expenses from the original unit will be included in the basic old-age insurance as a whole from the next month after all the supplementary funds are received.

Jinan government issued a notice to issue a new policy of one-time payment of old-age insurance, saying that eligible retirees from urban uninsured collective enterprises can be included in the basic old-age insurance for employees of urban enterprises in this city after paying the basic old-age insurance premium 15 at one time, and can receive a monthly pension.

According to the notice, according to the relevant regulations of our province, anyone who has Jinan urban household registration before the end of 20 10 and has established labor relations or formed factual labor relations with Jinan urban collective enterprises before 1996 1 is in line with the implementation scope of document No.64 of Lu Zhengban.

One-time payment target:

Workers who have established labor relations with various employers in this Municipality have not participated in the old-age insurance in the past or have not paid insurance contributions during their working years in the past. Among them, individuals apply in accordance with the provisions of the article "Notice on properly solving the problem of uninsured employees being included in the basic old-age insurance for enterprise employees".

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.