Can social security pay for buying a house?

1, social security can also buy a house, generally there is a certain month grace period.

2. Generally speaking, if the payment period is within 3 months, you are eligible to buy a house after repayment; If it is more than three months, even if it is overdue, it is not eligible to buy a house.

3. In addition, the payment for the New Year is broken, and you are not qualified to buy a house after payment. In addition, social security paid for special reasons can also be paid back, depending on local policies.

Precautions for buying a house:

1, pay attention to the funding problem.

When buying a house, the first thing to consider is the issue of funds. If there is no money to buy a house, everything is useless. Many buyers missed their favorite house because they couldn't get the down payment at one time. Even if there are more concessions, it will only have practical significance after the down payment. Therefore, we must pay attention to the issue of funds. In addition to the down payment in the early stage, the problem of repaying loans should also be clearly planned to avoid the situation of buying a house but not being able to repay the loan.

2. Pay attention to clear requirements.

Whether buying a house or other items, you should be clear about what you are buying before buying, and you should not choose aimlessly. This is the taboo of buying a house. Buying a house is not a joke. There are many problems that need attention, especially your own needs should be as clear as possible, such as just buying a house, improving your home, or investing idle funds in buying a house. All these should be considered before buying a house. Because different needs will have different emphases in the process of choosing real estate, it is possible to find a suitable house only after clarifying your own needs.

3. Pay attention to the five certificates.

Whether you buy a house through a real estate agent or a sales office, you must first look at the other party's documents. Developers need to have five certificates, namely, commercial housing sales (pre-sale) permit, construction project construction permit, construction land planning permit and state-owned land use permit. Of course, in general, you only need to check the commercial housing sales (pre-sale) license, because only the first four certificates are complete will the Housing Authority issue the commercial housing sales (pre-sale) license.

4. Pay attention to the details of the property.

When choosing a real estate, some friends tend to ignore the details because there are many points to pay attention to. Many times, besides paying attention to the price, area and supporting facilities, people often ignore the details of real estate, such as the proportion and use of parking spaces, the design of underground garages, the distance between buildings, the living environment and atmosphere of the community, etc. These details will have a big or small impact on the future life of buyers, and must not be ignored.

5. Pay attention to sales advertisements.

When you get to know the house, you will see relevant advertisements, some of which are very attractive. However, many developers exaggerate publicity, and sales advertisements are inconsistent with the facts, misleading buyers. This behavior violates the regulations on real estate advertising management, and the buyer should report it to the administrative department for industry and commerce in time, and the administrative department for industry and commerce will handle it according to law.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 62

If the employer fails to declare the amount of social insurance premiums that should be paid according to the regulations, the amount that should be paid shall be determined according to 1 10% of the amount paid by the unit last month; After the payment unit completes the declaration procedures, the social insurance fee collection agency shall make settlement in accordance with the provisions.

Article 63

If the employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit.

If the employer fails to pay or repay the social insurance premium within the time limit, the social insurance premium collection agency may inquire about its deposit account in banks and other financial institutions; And can apply to the relevant administrative departments at or above the county level to make a decision on the allocation of social insurance premiums, and notify their bank or other financial institutions in writing to allocate social insurance premiums. If the balance of the employer's account is less than the social insurance premium that should be paid, the social insurance premium collection agency may require the employer to provide guarantee and sign a deferred payment agreement.