How do foreigners use medical insurance when they see a doctor in Beijing?

Legal analysis: first, if you go to a different place for medical treatment without going through the examination and approval procedures first, it can only be reimbursed in an emergency.

2. Application in different places-first, apply for medical treatment in different places in the medical insurance center of the insured place, get three approval forms, find the medical insurance offices of three (or two) designated hospitals with different levels of medical insurance in different places, and then send them to the medical insurance center of the insured place for filing, so that you can be hospitalized in different places, pay in advance in cash, and send them back (or send them back) to the medical insurance center of the insured place for reimbursement with settlement bills, discharge summaries and daily bills.

Third, if it is an emergency, within 5 working days after the hospital treatment, the agent of your insured unit (or the insured) will write a written medical report, which will be stamped by the unit (the social security department of the jurisdiction will stamp the relocated personnel), and then the outpatient emergency medical records, relevant inspection reports, 120 emergency invoices and other materials will be attached to the emergency rescue declaration window of the medical insurance center in the insured area.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Twenty-ninth medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by the social insurance agency, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.

Thirtieth the following medical expenses are not included in the basic medical insurance fund payment scope:

(a) shall be paid by the industrial injury insurance fund;

(2) It shall be borne by a third party;

(three) shall be borne by public health;

(4) Go abroad for medical treatment.

Medical expenses that should be borne by a third party according to law. If the third party is unable to pay or cannot determine the third party, the basic medical insurance fund will pay in advance. After the basic medical insurance fund pays in advance, it has the right to recover from the third party.