Parents of rural social security in Ningbo.

Since you are registered in Ningbo, it is certainly no problem to pay social security in Ningbo, but I don't know what insurance you are going to pay in Ningbo now, urban employee pension insurance or urban resident pension insurance?

There are three types of endowment insurance in China: basic endowment insurance for urban workers ("occupational insurance"), new rural social endowment insurance ("new rural endowment insurance") or urban social endowment insurance ("urban residence insurance").

Occupational insurance is a completely different old-age insurance system from the new rural insurance or urban residence insurance: when working in a unit, regardless of urban or rural household registration, units and individuals must pay occupational insurance according to law, which is mandatory and generally paid monthly. The payment base cannot be selected, but the average monthly salary of employees in the previous year is the base, but it cannot be lower than the lower limit of social security payment in that year or higher than the upper limit. The calculation and payment methods of pension vary from province to province and are more complicated. The latter two are not mandatory, and they are paid by individuals voluntarily on an annual basis, with government subsidies every year, and they are free to choose the prescribed payment grades. In addition, due to the high payment level of occupational insurance, the average pension level of occupational insurance is much higher than the latter two.

The main difference between the new rural insurance and urban residential insurance is that the former is aimed at rural residents who have not paid their job insurance, while the latter is aimed at urban residents who have not paid their job insurance. The former's payment grade is generally lower than the latter's, but their pension calculation and payment methods are the same, and so is the whole country. Therefore, if a person was originally a rural hukou, he could pay the new rural endowment insurance at that time, and later, for some reason (such as land acquisition or buying a house), his hukou was changed to an urban hukou, and then he could choose to pay the urban residence insurance, then it involves the problem of the new rural endowment insurance changing into urban residence insurance, rather than a person can pay the new rural endowment insurance and urban residence insurance at the same time. In addition, the average pension level of urban residential insurance is not much higher than that of new rural insurance. At present, there are many places that combine the two, which is called "endowment insurance for urban and rural residents", which is also the implementation trend in various places in the future.

On the issue of changing the new rural old-age insurance into urban residential insurance or employee insurance, in June last year, 5438+0 1, Ministry of Human Resources and Social Security publicly solicited opinions on the interim measures for the convergence of urban and rural old-age insurance systems. The "Measures" propose that employee pension insurance, new rural pension insurance and urban residents' pension insurance will be connected and converted, and the payment period will be clear. The scope of application is that more than two types of insurance can be converted, and transform boundary is whether the payment is full 15 years.

Ministry of Human Resources and Social Security has been studying this issue, and the transition of three kinds of endowment insurance is also the future implementation trend, and it is estimated that it will be piloted soon.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.