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What about the conflict between social security and rural medical care?
There may be conflicts between social security and rural medical insurance. The main conflict is that they can't enjoy both treatment at the same time. Therefore, there is no need to buy both social security and rural medical insurance, which is of little significance and does not need to spend more money.
Therefore, it is suggested that if you are an office worker, the social security paid by the company is enough, and rural medical insurance can be cancelled. You don't have to pay, but paying social security is enough. However, if you also pay the rural old-age insurance, then the old-age insurance and social security are naturally in conflict, so it is recommended to stop paying the rural old-age insurance.
Social security is different from rural medical insurance. Although social security has medical insurance, it is still different after all. The main differences are as follows:
1, payment methods are different: you should know that social security is paid by both units and individuals, and each bears its share. As for rural medical insurance, the state pays a large part, and farmers pay a part every year;
2. The payment standard is different: it is necessary to know that rural medical insurance may need to pay several hundred yuan a year, while social security is the cost of five insurances. If medical insurance is included, it should be borne by individuals. Should not be too much;
3, the payment period is different: rural medical insurance is paid once a year, you can enjoy one year's protection when you pay one year, and social security is limited, for example, men have to pay 25 years and women have to pay 20 years;
4. The reimbursement standard is different: the reimbursement rate of social security is higher than that of rural medical insurance. In fact, this is nothing more than social security, and there will be more natural reimbursement.
I hope the above content can help you. If in doubt, please consult a professional lawyer.
Legal basis:
According to Article 26 of the Social Insurance Law of People's Republic of China (PRC), the treatment standards of basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.
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