How to transform rural endowment insurance into employee endowment insurance

People who live in rural areas will buy rural old-age insurance and take their children to the city in the future. If they live in cities, the pressure of using rural endowment insurance will be great, so some people want to use employee endowment insurance instead. Then, how can rural endowment insurance be transformed into employee endowment insurance? How to transform rural endowment insurance into employee endowment insurance? I can't transfer for the time being. According to the national arrangement, the enterprise endowment insurance that rural household registration participates in can choose to transfer to the new rural endowment insurance where the household registration is located. The network transfer policy has been solicited internally and should be introduced soon. After the introduction, the mutual transfer of rural insurance, social security and employee pension insurance can be realized. However, since your father has reached retirement age, he has enjoyed the new rural insurance benefits according to the national regulations. Even those who have participated in employee pension insurance before can only transfer to rural insurance. Calculation method of rural old-age insurance Every insured person enjoys the subsidy of 30 yuan government every year. In the past, government subsidies were targeted at special groups, but the scope of subsidies in the new old-age insurance policy for urban and rural residents has been greatly expanded to include ordinary insured persons. The insured payment personnel shall be subsidized by 30 yuan per person per year. According to the relevant person in charge of the Human Resources and Social Security Bureau: "Among them, for the insured persons aged 65, 438+06 and under 60, on the basis of individual contributions, each person subsidizes 30 yuan every year, and the subsidies are directly deposited into personal accounts and cannot be used to deduct the payment; For those who are over 60 years old and voluntarily choose a one-time payment, according to the one-time payment period, each person will also be given a 30 yuan subsidy every year, but the payment can be deducted. " The person in charge said that the subsidy involved more than 4 million eligible ordinary insured persons, with the aim of improving individual pension insurance benefits. The treatment of special people can be enjoyed repeatedly. For example, when the government pays the minimum insurance premium of 100 yuan to a severely disabled insured person, it gives 40 yuan a special subsidy, that is, the individual actually only pays 60 yuan every year, and he enjoys the universal payment subsidy of 30 yuan for each person repeatedly every year, so the total annual savings in his personal account is 60 yuan +40 yuan +30 yuan = 130 yuan. The new policy of zero-payment insurance stipulates that before August 3 1 this year, urban and rural residents over 60 years old can also receive basic pensions on a monthly basis without paying fees. The standard is 80 yuan per person per month, which is higher than the national standard and 55 yuan per person per month. "In the past, all kinds of old-age insurance policies had to pay insurance premiums for a certain period of time, but in the future, it may not be necessary to participate in the social endowment insurance for urban and rural residents in our city." The person in charge said, but it is also conditional for the elderly over 60 to enjoy the basic pension without paying. Their children who meet the conditions of insurance must pay according to the new policy, and those who have participated in other social endowment insurance are regarded as payment. At the same time, eligible elderly people can voluntarily choose to pay the old-age insurance premium in one lump sum according to the three grades of 40 yuan, 60 yuan and 90 yuan each month. In this way, they can not only receive the basic pension in 80 yuan on a monthly basis, but also receive the personal account pension according to the selected grades, and the level of pension benefits will be greatly improved. For example, if the 65-year-old insured chooses the payment grade of 90 yuan, his precession is 10 years, that is, 120 months, and the one-time pension insurance premium is 90 yuan × 120 months = 10800 yuan, after deducting the 30 yuan subsidized by the government every year, that is, 30 yuan ×65438+. The monthly pension benefits are 80 yuan (basic pension) +90 yuan (personal account pension) = 170 yuan. Those who enjoy the one-child and old-age allowance can receive a maximum of 190 yuan per month. If you need help in rural old-age insurance claims, you can consult the professional lawyers of the entrustment network online to help you. They are professionals.

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