What is the pension consolidation system?

Simply put, it is now a dual-track system, that is, enterprise pension and career pension. Nowadays, career pension is about three times higher than enterprise pension, and people's voice is very high. They think that the dual-track system should be merged, that is, enterprise and career pension are similar.

1, the basic pension has not yet achieved national overall planning.

2.20 13 years, the current balance of the national social security fund will be reduced10 billion compared with 20 12 years. According to relevant sources, it is mainly due to the decrease in the balance of basic old-age insurance for enterprise employees.

3. Promote the "dual-track system" reform of endowment insurance in government agencies and institutions from five aspects: first, the combination of unified accounts; Second, the implementation of units and individuals to pay; Third, reform the method of calculating and distributing basic pensions; Fourth, reform the adjustment method of basic pension benefits; Fifth, establish occupational annuities.

4. It is an indisputable fact that the aging population in China is developing rapidly. By 1930s, China will enter the peak of aging, which will last for nearly 40 years. It is estimated that in 2050, the employee dependency ratio in China will change from the current 3 employee pairs 1 retiree to 1.5 employee pairs 1 retiree.

5. In China, in recent two years, topics such as delaying retirement and providing for the elderly with housing have caused an uproar in the whole society. One of the important reasons is that in people's minds, it is entirely the responsibility of the government to provide for the elderly, so it is questioned whether the government is shirking its responsibility.

6. In addition to delaying retirement, the academic community has reached a consensus that a multi-level old-age insurance system should be established, which is the key to alleviating the pressure of government pension payment and ensuring the quality of life of most elderly people.

If you are satisfied, please adopt it ~