Calculation method of social security in Jiangxi Province

Calculation method of social security: 1. Those who participate in the basic old-age insurance for employees of urban enterprises will receive the basic pension according to this opinion after retirement. Two, after the "unified account" to work and the cumulative payment period 15 years, after retirement, the basic pension is paid monthly, and the basic pension consists of basic pension and personal account pension. "Unified account" before the work, after the implementation of this opinion, retired and the payment period (including deemed payment period, the same below) accumulated over 15 years, on the basis of basic pension and personal account pension, transitional pension and transitional adjustment fund will be given. The basic pension, personal account pension, transitional pension and transitional adjustment fund are calculated according to the following methods respectively: (1) The monthly standard of basic pension is based on the average monthly salary of local employees in the previous year and my indexed monthly salary, and the payment is paid to 1% every full year. The calculation formula is: basic pension = (when the insured retires, the average monthly salary of local employees in the previous year+the average monthly payment salary of the insured) ÷2× payment period × 1% (2) The monthly standard of personal account pension is the amount stored in personal account divided by the calculation months. The calculation formula is: personal account pension = the accumulated amount of personal account when the insured retires ÷ the number of payment months (3) The monthly standard of transitional pension is based on my indexed monthly average payment salary, and the payment period before "unified account combination" is 65438+ per 1 year 0.2%. The calculation formula is: transitional pension = my indexed monthly average payment salary × years of payment before unified accounting × 1.2% (4) the transitional adjustment fund is based on the current local standards, and retirees from 2006 to 20 14 years will pay according to a certain proportion. After 20 15, the transitional adjustment fund will no longer be issued.