Can social security be canceled out?

Social security is generally not refundable. Participants in the legal conditions, you can receive social security benefits or enjoy the corresponding social security treatment, but social security generally can not be refunded, the amount of contributions can not be withdrawn in advance, but the participant has to go abroad to settle, death and other circumstances, except.

I. The details of the refund are as follows:

1. Rural households abroad: you can apply for a refund of the individual contributions after leaving the company, but the part paid by the unit cannot be refunded.

2, urban households can not be surrendered in the middle of the insurance, only death, settlement abroad or to the statutory retirement age to pay less than 15 years can be refunded; but also can only be returned to the individual part of the unit that part of the refund can not be.

3, if the full amount of their own social security costs, then only one-third of the money back, the remaining two-thirds of the unit belongs to the fees, can not be returned.

Second, the role of health insurance

(1) the insured person to complete the years of contributions can be lifelong enjoyment of the right to basic medical insurance, you can enjoy the medical reimbursement and enjoy the health insurance treatment after retirement.

(2) The funds in the individual account of the medical insurance are used to pay for the out-of-pocket part of the expenses for medical treatment and medicine purchase.

Third, the role of social security

Medicare is one kind of social insurance, in addition to pension insurance, unemployment insurance, industrial injury insurance, maternity insurance. Together they are the role of social security.

(1) The purpose of old-age insurance: to receive a pension after retirement, and to enjoy funeral and pension expenses;

(2) The purpose of unemployment insurance: you can receive unemployment insurance benefits after being unemployed, and you can enjoy subsidies for medical expenses;

(3) The purpose of work-related injury insurance: to pay for the treatment costs, living care costs, disability benefits and disability allowances;

(4) Uses of maternity insurance: allows for maternity leave (about 90 days), maternity allowance and maternity grant.

Legal Basis

The Social Insurance Law of the People's Republic of China

Article 16 Individuals who have participated in the basic pension insurance shall receive the basic pension on a monthly basis, provided that they have accumulated fifteen years of contributions by the time they reach the legal retirement age.

Individuals who have participated in basic old-age insurance and have contributed for less than fifteen years by the time they reach the statutory retirement age may contribute until they reach the full fifteen-year limit and receive a basic old-age pension on a monthly basis; they may also be transferred to the new type of rural social old-age insurance or to the social old-age insurance for urban residents, and shall enjoy the corresponding old-age insurance benefits in accordance with the provisions of the State Council.

Article 27 Individuals who participate in the basic medical insurance for employees and who have paid contributions for a total of up to a specified number of years when they reach the legal retirement age shall no longer pay the basic medical insurance premiums after their retirement and shall enjoy the basic medical insurance benefits in accordance with the provisions of the State Council; and those who have not yet reached the specified number of years may pay contributions for a total of up to the specified number of years.