Can social security and provident fund be transferred in different places?

Yes, but it takes formalities to transfer five insurances and one gold to other places. Social security transfer: If the two enterprises belong to the same city, there is no need to go through the transfer procedures, and the newly hired enterprises can directly increase their employees with their ID numbers. If the two enterprises belong to different places, they need to bring their separation certificate, ID card and social security card to the original social security bureau to print the payment voucher, and then submit it to the current social security bureau for transfer.

Provident fund transfer process

The transfer of provident fund, whether before or after enterprises in the same city or in different places, needs to go through a transfer procedure, and the process is as follows:

1. The premise of provident fund transfer is that the unit where the new employee works must have opened an account to pay the provident fund.

2 employees should receive a receipt from the housing provident fund management center where the new enterprise is located.

3. Take this receipt, return to the original unit, and ask it to issue a certificate of housing provident fund transfer.

4, with the transfer certificate, receipt, employee ID card, housing provident fund card issued by the original unit to the original housing provident fund management center for account transfer.

How to handle the transfer of endowment insurance for insured individuals?

The first step is to bring the insured's resident ID card, certificate of termination of labor relations, household registration book and other relevant certification materials. , and to the local social security agencies to print the "basic old-age insurance payment certificate";

The second step is to take all these procedures with you, fill in the transfer application form, and apply for transfer to the social security agency at the transfer place. After that, other matters need not be taken care of, and the social security department of the new and old insured places will handle the transfer. As long as it is approved, the insured will receive a notice from the social security department and complete the transfer within 45 working days.

The role of five insurances and one gold

1, the more individuals pay, the more investment the unit will give you. The payment of five insurances and one gold is the same base, and the proportion of units and individuals is different. The unit pays about twice as much as the individual.

2. The payment of social security accumulation fund is tax-free, not only personal income tax is not deducted when paying, but also personal income tax is not deducted when receiving benefits, and interest tax is not deducted from special accounts; If you pay me, you need to withhold personal income tax, and if you deposit it in the bank, there will be interest tax.

3. Pay the old-age insurance to reach the minimum age. After reaching the statutory retirement age, you can apply for retirement and receive a monthly pension. Pension can be received until death. With the improvement of social living standards, it will only increase rather than decrease, and the amount of capital increase will be adjusted every year, which can ensure the stability and reliability of old age life.

4. Paying medical insurance can get medical insurance reimbursement; If the accumulated contributions on the job reach the minimum number of years, you can enjoy medical insurance benefits higher than on-the-job reimbursement without continuing to pay basic medical expenses after retirement.

5. Payment of maternity insurance can reimburse the expenses of prenatal examination, family planning operation and delivery operation. Moreover, the maternity insurance premium is entirely borne by the unit.

6. Payment of unemployment insurance benefits You can get unemployment insurance benefits and other subsidies when you are unemployed. Unemployment insurance is a kind of policy insurance, which is usually not available in commercial insurance companies.

7. Pay work-related injury insurance, and you can get compensation in case of work-related accidents or occupational diseases. You are not afraid of 10 thousand yuan, but you are afraid of one thousand, especially some major accidents. Don't worry about small companies delaying payment. Moreover, the work-related injury insurance premium is entirely borne by the unit.

Legal basis: Article 57 of the Social Insurance Law of People's Republic of China (PRC), the employing unit shall, within 30 days from its establishment, apply to the local social insurance agency for social insurance registration with its business license, registration certificate or unit seal. The social insurance agency shall, within fifteen days from the date of receiving the application, examine and issue the social insurance registration certificate.