What are the four parts of social security?

1. What are the four parts of social security?

1, specific contents of social security:

(1) Social insurance refers to a social security system established by the state through legislation;

(2) Social relief refers to a social security system in which the state and society provide free material assistance to low-income people living below the poverty line or people affected by disasters;

(3) Social welfare refers to welfare allowances, welfare facilities and social services provided by the state to improve and enhance the material and spiritual life of all social members;

(4) Special care and resettlement refers to a social security system in which the state gives preferential treatment, pension and resettlement to soldiers and their relatives and other special workers and their families.

2. Legal basis: Article 17 of the Social Insurance Law of People's Republic of China (PRC).

If an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.

2. What are the main differences between social insurance and commercial insurance?

1, achieving different purposes. Social security is the basic guarantee for social members when necessary, not for profit; Commercial insurance is the commercial operation of insurance companies, aiming at profit;

2, the implementation is different. Social insurance is compulsory according to national legislation, while commercial insurance follows the principle of "freedom of contract" and is voluntarily insured by enterprises and individuals;

3. The subject and object of implementation are different. Social insurance is raised, managed and distributed by special institutions set up by the state, targeting social members within the legal scope; Commercial insurance is managed by insurance companies, and the applicant can be anyone who meets the underwriting conditions;

4. Different protection levels. Social insurance provides the most basic protection for the insured, which is higher than the social poverty line and lower than 50% of the average social wage, with a low degree of protection; The level of protection provided by commercial insurance depends entirely on the agreement of both parties and the amount of premium paid by the insured. As long as the insured meets the insurance conditions and has a certain ability to pay, he can get a high level of protection.