Shanghai provident fund social security cap base

Individuals and units pay separately, and the ratio is 1: 1, which means how many units you pay.

Provident funds are divided into basic account and supplementary accounts.

Payment base: basic salary MINUS the total amount of remitted provident fund (the provident fund is not taxed). Note that the basic salary here is the social security base, not the monthly income. Some people may earn more than 20 thousand because of different company accounts, but the base may be seven or eight thousand. Please ask the company for the specific base.

Basic account is a regular provident fund payment account, which pays 7% (compulsory proportion) of its own contribution base. This cannot be changed.

Supplementary account is not mandatory, and the payment ratio is 1-8%. Because the income of the provident fund is not taxed, the upper limit is stipulated by the state, and the payment ratio can only be adjusted once a year, usually in July.

The above ratio is applicable to the case that your basic salary does not exceed 16353 yuan (16353 yuan is 20 15 Shanghai's capped salary, and the salary will remain unchanged no matter how high it is). In this case, the corresponding provident fund base is 15 14 yuan. Beyond this amount, the base of the provident fund can no longer rise.

Now back to the most problematic, the upper limit of provident fund deposit, including your own deposit and company deposit.

The salary is less than 65,438+06,353, the payment base without supplementary provident fund is *7%*2, and that with supplementary provident fund is *(7%+8% (this ratio is determined by the company)) *2.

When the salary exceeds 16353, the base of the provident fund remains unchanged. The highest monthly salary in basic account is1059 * 2 = 21kloc-0/8, and the supplementary account is 1209 * 2 = 24 18, totaling 4,536 yuan.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.