Can old-age insurance make up for the old?

Endowment insurance can be paid back, but the specific situation needs to be determined according to local policies and regulations. Generally speaking, there are two situations that need to be paid back when paying endowment insurance:

1. Insufficient payment period: you need to reach a certain payment period when you retire to enjoy the old-age insurance benefits. If the individual payment period is insufficient, it can meet the requirements by paying back. The specific payment period and amount need to be determined according to local policies and regulations;

2. Payment interruption: If the individual is interrupted when paying the endowment insurance, he can also make up for the missed payment during the interruption period by making up the overdue payment to ensure the continuity of the payment period.

It should be noted that different regions may have different policies and regulations on payment, and the specific payment method and time need to be determined according to local policies and regulations. If you need to pay the old-age insurance, I suggest you go to the local social security bureau to consult the staff to understand the local specific policies and requirements.

The method of paying endowment insurance premium is as follows:

1, independent payment: employees can apply for supplementary endowment insurance from the local social security department independently. Specifically, employees fill in the Application Form for Individual Payment of Social Insurance and provide relevant supporting materials, such as payroll and labor contract, and apply to the local social security department for payment of endowment insurance. After the approval of the social security department, employees can pay back in accordance with the regulations;

2. Payment of arrears: When employees find that the endowment insurance payment is insufficient before retirement, they can apply to the local social security department for payment of arrears. Specifically, employees fill in the Application Form for Personal Arrears of Social Insurance and provide relevant supporting materials, and apply to the local social security department for supplementary pension insurance. After the approval of the social security department, employees can pay the arrears in accordance with the regulations.

To sum up, different regions and different social security departments may have different payment regulations. Workers need to know the relevant local regulations when paying back the old-age insurance, and apply and pay according to the regulations. At the same time, employees also need to pay attention to the timely payment of old-age insurance, so as not to affect their old-age insurance rights due to omission or default.

Legal basis:

Article 58 of People's Republic of China (PRC) Social Insurance Law

It is stipulated that the employer shall handle social insurance registration for employees within 30 days from the date of employment. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.