Under the new regulations in 2022, social security will be paid off, paid back, transferred and merged!

In 2022, there will be many changes in social security, such as the national overall planning of endowment insurance, medical insurance outpatient service and new regulations on medical insurance transfer. ...

In the ever-changing environment, there have been some changes in the handling of changing jobs, changing urban life, and stopping payment of social security. After reading this article, understand the social security transfer and connection.

Social security has been paid off, so let's do it. Question 1: I resigned, lost my job, and my social security has been paid off. Can I pay it back?

You can't. Only unpaid social insurance premiums paid during the period of employment in the unit can be paid back.

According to the regulations, if an employee fails to pay social insurance premiums due to the employer's reasons, the employer needs to go through the formalities of paying the premiums for the individual.

Question 2: The social security fee for flexible employees has been paid off. Can I return it?

You can't. According to the relevant policies and regulations of the state and this Municipality, flexible employees shall pay monthly fees, and may not increase the payment period by paying back afterwards.

Question 3: If the unit fails to pay the social security fee during the working period, can it make up for it by itself?

You can't. If the unit is in arrears, it should be paid by the unit, and the unit has the responsibility to pay social security for the employees.

Question 4: The social insurance premium has been paid off. Will the previous pension insurance be cleared?

I won't. According to the relevant regulations, individuals who participate in the basic old-age insurance can receive the basic old-age pension on a monthly basis if they have paid 15 years when they reach the statutory retirement age. The "cumulative payment 15 years" here refers to the "cumulative" years for individuals to pay endowment insurance according to regulations, not the "continuous" years.

Question 5: Does the repeated payment of social security fees have an impact on pension application?

Does not affect. The payment period before and after interruption of payment can be accumulated, and there is no requirement that it must be continuous payment. Old-age insurance follows the principle of "pay more and get more, pay more and get more for a long time". The longer the payment period, the higher the payment level, and the more pensions you will receive in the future.

Social security is less than 15 years, and then do it! First, annual payment

If you reach retirement age, it will be several years (usually three years) before social security will reach 15. You can make it up every year, so you can get social insurance benefits when you retire. But you have to pay a late fee to pay the annual fee.

Second, delay retirement.

Those who have reached the legal retirement age in China and have not paid social insurance 15 years can apply for delayed retirement for up to 5 years.

When postponing retirement, you can continue to pay social security while working. I think most people who can make up social security don't want to delay retirement (except public officials).

Third, one-time payment.

15 it is convenient to pay social security in one lump sum, but it is unfair to those who pay social security on an annual basis. Therefore, under the new regulations, this method has been cancelled.

Only when the following conditions are met can a lump-sum payment be made:

Employees of state-owned enterprises and institutions who retired before 20 1 1;

196 1 to 1982;

65-year-old male retirees and 60-year-old female retirees have paid social security locally before 20 1 1.

Fourth, turn to social security for residents.

If there is still a long time before 15 payment, it is not cost-effective to choose annual payment, and you can also consider changing employee social security to resident social security.

Some places can pay in one lump sum, but on the one hand, it is troublesome, on the other hand, the treatment is lower than the social insurance for employees.

5. Stop paying social security and take out the money.

Personally, I don't agree with you using this method. If you haven't paid 15 years, but don't want to pay it again, then you can apply for surrender.

So you don't have to continue to pay social security, and the money you paid before will be refunded to you. However, one consequence of this practice is that after retirement, there is no way to enjoy medical insurance and pension benefits.

No matter who you are, you need to know the importance of social security, so it is best to choose a job with five insurances and one gold when looking for a job, because with social security, we can really enjoy many benefits.

Under what circumstances will social security be transferred and under what circumstances will it not be transferred? 1. Is it necessary to transfer to social security for job hopping in different places?

No, whether social security is transferred in different places can be handled flexibly according to demand.

When you change jobs in the city, social security will not be transferred and will not be "emptied"! Some small partners have flexible career development. If they have to transfer social security every time the city where they work changes, it will be very troublesome and unnecessary.

Pay more social security. When you retire, you only need to combine the social security records scattered all over the country before retirement. In other words, the final payment 15 years is calculated when you retire, and the amount of personal account storage will also be accumulated.

When you leave your job, you will not handle the transfer of social security relations in different places, and the social security will not continue to be recorded on time. The local social security bureau will seal your social security account and finally calculate it cumulatively.

Second, what will change and what will not?

This situation has to be changed: if you don't meet the conditions for participating in the insurance, you can go to work and live in a retirement city, or you can transfer social security back to the local area.

For example, I worked in my hometown for 4 years, in Shanghai for 2 years and in Beijing for 9 years. Before retirement, because the hometown of Shanghai and Beijing did not reach 10 year, at this time, it is necessary to transfer the social security of the three places to their hometown to meet the conditions of cumulative payment of social security 15 years before they can apply for retirement pension.

If there is a need to settle down locally, buy a house and a car, and send children to school, these qualifications require the payment period of local social security. This must be turned, not only to turn, but also to pay attention to the trinity.

In this case, it is not recommended to transfer: if you are about to retire and have reached the acceptance conditions of first-tier cities, it is not recommended to transfer casually.

For example, if you have worked in your hometown for 3 years, Shanghai for 2 years, and Beijing for 10 years, you can transfer the records of your hometown and Shanghai to Beijing before you retire, and you can meet the conditions of 15 years of accumulated national payment. After all, retirement benefits are linked to local social wages, and pensions received in Beijing are always higher than those received in their hometown.

Third, I have paid social security in different cities. Where is the most cost-effective pension?

Let me show you a photo.

Change cities, change jobs, and transfer to social security! First, the social security transfer and integration measures

Transfer-out place, insurance stopped, transfer-in place, with payment record, male.

Second, the transfer of medical insurance

Medical insurance communication is not as good as social security. In order to further strengthen the management of the transfer and continuation of basic medical insurance relations and promote the insured to enjoy the basic medical insurance benefits continuously, the Interim Measures for the Transfer and Continuation of Basic Medical Insurance Relations was formally implemented from 2002 1 to1.

In this document, the transfer of medical insurance relationship unified the handling process and standardized the treatment convergence at the national level. After reading this picture, everyone can understand the transfer of medical insurance ~