The difference in treatment between companies and individuals paying social security.

The difference between paying social security by yourself and paying social security by the company;

First, the company pays social security. In the case of unemployment, you can also receive a certain amount of occupational insurance money from social security institutions within a certain period of time, and you can also be exempted from paying medical insurance money for two years.

And this part of the money is divided, which is very different.

Because some people don't want to work immediately after leaving their jobs, but want to take a break before going to work.

And this unemployment benefit can help you maintain your life for a period of time.

If individuals pay social security, there is no such thing as receiving unemployment insurance.

Second, the items that individuals pay social security are different from those that units pay social security.

General companies pay social security, and the items they pay must be paid in accordance with state regulations, including the so-called five insurances and one gold. These six items are indispensable.

So we will find that companies pay social security and pay more.

If individuals pay social security, they only need to pay endowment insurance and medical insurance, and pay less.

Therefore, some private enterprises will let workers pay social security themselves when recruiting people, and the unit will provide subsidies.

Many people don't understand the reason, feel that they have paid less money and got benefits, so they agreed.

As everyone knows, in this way, employees only save money for the enterprise and have no benefit to their future rights and interests.

Third, the final number of individuals paying social security and companies paying social security is different.

The company pays social security. According to national regulations, 20% of the company's contributions will go into the social security account, while individuals only need to pay 8%.

But if individuals pay social security, then all of them will be paid by individuals, and they will pay more.

The contribution rate is rising every year, so if individuals pay, the burden will increase every year.

Fourth, the final income of individuals and units paying social security is different.

Because there are more projects, the unit pays more money and receives more money from social security after retirement.

Individuals pay social security, because they pay less money, so they will get less money from social security in the end.

Legal basis:

Tenth "People's Republic of China (PRC) social insurance law" employees should participate in the basic old-age insurance, the basic old-age insurance premiums paid by the employer and employees. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council. Twenty-third employees should participate in the basic medical insurance for employees, and the employer and employees should jointly pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.