Which is better, individual industrial and commercial households or limited companies to pay social security?

1. Individual industrial and commercial households participate in endowment insurance (medical insurance is required in some places), and employees of enterprises participate in five insurances: endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

2. In terms of endowment insurance, the contribution rate of individual industrial and commercial households is 20%, of which 8% is included in personal accounts; Where employees of the enterprise are involved, 8% of the individual commitment is included in the personal account, and the company commitment is 20%, totaling 28%.

3. The payment base of endowment insurance for individual industrial and commercial households is a certain proportion of the average monthly salary of local employees in the previous year (the grades determined by local social security, such as 60%, 80%, 100%, are free to choose); Enterprise employees determine the payment base based on their average monthly income in the previous year combined with the local upper and lower limits.

good luck

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.