Is social security the same as cooperative medical care?

Social security is different from cooperative medical care, and the differences are as follows:

1, the objects covered are different.

Only farmers can participate in the new rural cooperative medical system, and the whole family must participate. The purpose of implementing this policy is to solve the problem of "poverty caused by illness and returning to poverty due to illness", reduce their economic pressure and ensure their basic health services;

The basic medical insurance for urban workers is a medical insurance fund jointly funded by employers and individuals, and it is a social insurance system established by the state to compensate workers for economic losses caused by disease risks. Moreover, it is stipulated that township enterprises, employees, owners of urban individual economic organizations and their employees should also be included in the basic medical insurance coverage;

2. Different payment methods.

The new rural cooperative medical system is a combination of farmers' voluntary participation, individual financing, collective support and government funding. At present, the rural cooperative medical system is less than 10 yuan, of course, the standard is divided according to the regional economic conditions;

The basic medical insurance premium for urban workers shall be paid by both the employer and the employees. The employer's contribution rate should be controlled at about 6% of the total wages of employees, and the contribution rate of employees is generally 2% of their wage income. The employer's contribution rate and the employee's contribution rate will not remain unchanged, but can be adjusted accordingly with the economic development;

3. Different treatment

The new rural cooperative medical subsidy is different in different levels of medical institutions. The subsidy rate is 100 yuan for the first-class hospital in the county, 200 yuan for the second-class hospital and 500 yuan for the hospital outside the county. The proportion of subsidies is also different, 60% in the first-class hospitals in the county, 50% in the second-class hospitals, and 40% in the hospitals outside the county.

The basic medical insurance for urban workers means that the insured can enjoy one-time treatment of hospitalization, serious illness allowance and medical expenses for special diseases in addition to personal account expenses, which sounds like a lot of concessions. Different from rural cooperative medical care, medical insurance for urban workers is a way of combining unified accounts.

Legal basis: Article 24 of People's Republic of China (PRC) Social Insurance Law.

The state establishes and improves the new rural cooperative medical system.

Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.