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15 What should I do if I have paid enough social security and haven't reached retirement age?
1. Employees who have not retired after paying social security for fifteen years may not pay social security or continue to pay social security. When he reaches retirement age, employees can receive a monthly pension. How much pension can be received mainly depends on the length of individual payment period, individual payment base and local average social wage;
2. If you are a flexible employee, you don't need to continue to pay after paying for 15 years, but if you stop paying, you won't be able to enjoy medical insurance after stopping paying. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis.
Social security pension must be accumulated for 15 years, and can only be retired after reaching retirement age. After reaching retirement age, you can receive a monthly pension:
1, medical insurance, effective three months later, hospitalization can be reimbursed;
2, maternity insurance, after the unit pays for one year, basically do not spend their own money;
3, unemployment insurance, pay more than one year later, was expelled from the unit, temporarily unable to find a job, you can receive part of the unemployment benefits;
4. Work injury insurance. In case of work-related injury, the treatment expenses shall be paid by the work-related injury fund, and no unit burden is required.
Legal basis: Article 4 of People's Republic of China (PRC) Social Insurance Law.
Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.
Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.
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