Social security agent opens an account and pays back the money.

If it is insured in the name of an individual, if it is missed, it will be impossible to return it. Only the missed payment caused by the unit can be repaid, and the five insurances can be repaid.

If the unit does not declare (does not open an account), it can only pay the pension.

After paying for a period of time, you can find an agent to pay the interruption fee.

If the payer (excluding individuals and freelancers) fails to pay the employee's old-age insurance premium, he shall bring the following materials to the social security agency to handle the case payment of the basic old-age insurance premium.

Risk 1: If you don't pay, no one will be responsible for you.

Do you know the daily workload of an enterprise HR? Every job is not only related to the interests of employees and bosses, but also bears legal responsibility for mistakes made by enterprises! So HR is under great pressure. There is no contract or labor relationship. Just a superficial external person, no one has the obligation to help you successfully insure. Especially for small businesses, it is not uncommon to miss one or two; If you pay off, nobody will be responsible for you.

Case: Ms. Wang runs her own small business and has never paid social security. At a friend's party, she learned that social security can be linked to a friend's company. She thought for a moment, if you want to pay the service fee in the intermediary, what should I do if the intermediary runs away? After all, her friend couldn't escape, so she put the social security fee for one year in her friend's account.

Until one time, I heard from my family that the social security base has increased and more money has been deducted than before. She calculated and found that the money given to her friend was not enough for social security expenses, so she called her friend, who said that it was all handled by the company HR, and she didn't know.

Later, after searching online, she found that Wang himself had not paid social security records in recent years, which was a bolt from the blue for Ms. Wang. However, due to the kindness of friends and lack of legal basis, Ms. Wang Can can only suffer from YaBaKui. Who told her not to go through the formal channels at first? Her behavior is not protected by law.

In fact, whether individuals pay social security or enterprises, as personnel agents, choose formal social security agencies to sign contracts, which are protected by law.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.