Excuse me, what is social insurance and what benefits are there? What does it contain?

Excuse me, what is social insurance and what benefits are there? What does it contain? Social insurance, referred to as social security, is a basic welfare treatment given by the state to the people.

According to the law, the unit must apply for social security for employees who sign labor contracts, otherwise it is illegal.

Items included in social insurance and proportion of payment base:

I. Endowment insurance: 28% of the base (8% for individuals)

Two. Medical insurance: 65438+ 02% of the base (including 2% for individuals).

Three. Unemployment insurance: 3% of the base (including 1% for individuals)

4. Work-related injury insurance: 0.5% of the base (different units, there are differences here, from 0.5% to 2%, all units bear)

Five, maternity insurance: 0.8% of the base (regardless of gender and marital status, shall be borne by the unit).

Endowment insurance: the unit pays 2 1% for you every month, and you pay 8% yourself;

Medical insurance: the unit pays 9% for you every month, and you pay 2% plus 10 yuan major illness co-ordination (major illness co-ordination mainly covers hospitalization);

Unemployment insurance: the company pays you 2% every month, and you pay it yourself1%;

Work injury insurance: the unit pays 0.5% for you every month, and you don't have to pay a penny yourself;

Maternity insurance: the unit pays you 0.8% every month, and you don't have to pay a penny yourself;

Housing accumulation fund: the unit pays you 8% every month, and you pay 8% yourself.

Social insurance is not only a social policy, but also a social and economic system. Under different social systems, social insurance system has different functions. The role of social insurance in China is mainly manifested in the following aspects:

(1) Social stability mechanism The role of social stability mechanism is mainly realized by implementing stable and reliable basic guarantees for the economic life of the broad masses of workers and social members. Under normal circumstances, workers maintain their livelihood and that of their families through distribution according to work and distribution according to wages. But the weather is unpredictable. People are doomed to misfortune. When workers are old, sick, injured, have children, are disabled, die, temporarily or permanently lose their ability to work, or are laid off or unemployed, and cannot rely on labor remuneration to support their families, workers have participated in social insurance according to law, so they can rely on insurance funds and accumulation raised by the state, units and individuals.

(2) Promoting social insurance for labor reproduction is an important means to ensure the smooth reproduction of social labor. Production is the foundation for the survival and development of human society. The reproduction of human society includes not only the reproduction of material data, but also the reproduction of labor itself. As Engels said: "There are two kinds of production itself. On the one hand, the means of production are food, clothes, housing and tools necessary for this; On the other hand, it is the production of human beings, that is, the reproduction of species. " In the process of material production, workers not only consume the use value of certain means of production, but also consume their labor ability, which will gradually decline until they are completely lost. Workers have participated in social insurance.

(3) Regulating social distribution, promoting social equity, regulating social distribution and promoting social equity is one of the important functions of social insurance. In addition to raising funds for economic development, social insurance also plays an important role in regulating social distribution relations, restricting and promoting the redistribution of national income. In other words, social insurance can adjust the social distribution relationship, promote the realization of social fair distribution, and maintain social coordination and stability.

It is a national social and economic policy to accumulate necessary funds to promote economic development. It not only regulates the consumption of workers and social members, but also provides necessary material assistance to those workers and their families who temporarily or permanently lose their ability to work through retirement, illness, work-related injury, occupational disease, unemployment and maternity insurance. To ensure their basic living needs, so that these socially disadvantaged groups can improve their social purchasing power and increase their consumption expenditure to a certain extent. At the same time, the social insurance system can also raise and concentrate a large amount of funds for economic construction, thus objectively providing relatively stable and huge long-term funds for the country and promoting economic development.

What rights do workers have to enjoy social insurance and welfare? The so-called workers' right to enjoy social insurance is the basic five insurances and one gold for employees now. In order to ensure the implementation of employees' rights, the state has implemented mandatory regulations, and both enterprises and employees have to pay fees. If the enterprise does not pay, it is illegal for employees to give up their rights. The so-called welfare means that enterprises bear some necessary living expenses for employees according to state regulations. Such as laundry expenses, non-staple food subsidies, lunch expenses, heating expenses, etc. It's all welfare benefits, employee work clothes, heatstroke prevention and cooling, etc. , belongs to the scope of labor protection, does not belong to welfare funds.

What does social insurance include? Hello! Social insurance is a social and economic system that provides income or compensation for those who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. Generally speaking, the main items of social insurance include endowment social insurance, medical social insurance, unemployment insurance, industrial injury insurance, maternity insurance and so on.

Social security is an important aspect of modern social and economic life and an important social policy. Maintaining basic livelihood is not only the right of workers, but also the obligation of * * *, which plays an important role in safeguarding people's basic livelihood, maintaining social stability and promoting economic development.

Huize.com needs to remind you that social security is not enough for individuals. It is also necessary for us to choose appropriate commercial insurance as a supplement to social security and build a comprehensive security system for ourselves.

I hope the above answers can help you. For more information, you can click on my partner, ask questions to my Baidu account, or interact with it through Baidu Hi.

The question about social insurance and welfare in the contract is definitely illegal, and this clause is invalid.

Social assistance, social insurance and social welfare are different. Social insurance is for the whole people, and the main beneficiaries are the working people. Social preferential treatment is selective, and social assistance is specifically aimed at the disaster-stricken groups.

Everyone should know the connection and difference between social insurance and social welfare.

Social welfare is also relief. For example, if you are poor, countries or individuals donate money to you.

Salary: You go to work, and the company will fund it.

Social insurance, according to the provisions of the national social insurance law, employers and individuals pay a certain fee according to a certain proportion of wages to ensure that you enjoy corresponding treatment when you retire, get sick, lose your job, give birth or work-related injuries.

What is employee welfare and what is social insurance? What's the difference between them? Employee welfare and employee social insurance are two different things. Employee benefits mainly include:

① Collective welfare facilities, such as canteens, nurseries, kindergartens, bathrooms, etc. It provides convenience for the life of workers and reduces housework.

(2) Various welfare subsidy systems established to meet the different needs of employees and reduce their living expenses, such as the subsidy system for living difficulties, the subsidy system for heating dormitory in winter in some areas, and the subsidy system for employees' visiting relatives and commuting expenses.

③ Various cultural and sports facilities, such as cultural palaces, clubs, libraries, gymnasiums, etc. To enliven the cultural and recreational life of employees.

Social insurance refers to a non-profit social security system with the function of income redistribution. It is a system that forces most members of society to participate in order to prevent and share social risks such as old age, unemployment, illness and death and realize social security.

The company's procedures for handling social insurance benefits suggest that you check with the local social security network.

Compare the similarities and differences among social assistance, social insurance and social welfare. Generally speaking, relief is a passive poverty alleviation measure. Based on sympathy and charity, charity for the poor is mostly a temporary relief measure. Moreover, this kind of relief more embodies a positive poverty alleviation measure, as a long-term relief as the responsibility of * * *. Therefore, * * *' s long-term assistance refers to a social security system in which the state provides special assistance to citizens who have lost their ability to work due to disasters and low-income citizens to maintain their minimum living standards. Social assistance is mainly to provide minimum living security for members of society, with the goal of helping the poor and vulnerable groups, and the target is the low-income groups in society. Social assistance embodies a strong humanitarian thought and is the last protection and safety net of social security.

Social insurance refers to a social security system that is enforced by the state through legislation, funded by workers, enterprises (employers) or communities, and established by the state to provide material assistance to workers themselves or their immediate family members when they lose their ability to work or temporarily lose their jobs due to old age, work injury, illness, maternity, disability, unemployment, death and other reasons. It has the functions of guaranteeing the basic livelihood of workers, maintaining social stability and promoting economic development.

Social welfare refers to the social insurance system that the state provides all citizens with funds and services aimed at ensuring a certain standard of living and improving the quality of life as much as possible. Generally speaking, the social welfare system has four characteristics: social welfare is the regulator of social contradictions; The introduction of every social welfare plan always has obvious utilitarian purpose, and always takes alleviating some prominent social contradictions as the ultimate goal; The universality of social welfare, social welfare is provided for all citizens, and the interest input is one-dimensional, that is, the service object does not need to pay fees, as long as citizens are within the scope defined by legislation and policies, they can get subsidized services that should be enjoyed according to regulations; Social welfare is a higher-level social insurance system than social insurance. It tries its best to improve the quality of life of its clients within the scope of national financial resources and on the basis of established living standards.