Which is more, male maternity insurance or female farmers' cooperative reimbursement?

Male maternity insurance reimbursement is more than female farmers' cooperatives.

1. The reimbursement scope of maternity insurance includes maternity expenses and maternity allowance.

2. The maternity allowance for maternity insurance is generally 10000- 15000 yuan.

3. Women participating in the new rural cooperative medical system can only be reimbursed for maternity allowance.

4. Men who participate in maternity insurance can reimburse maternity expenses and get paternity leave allowance when the woman can't reimburse.

Maternity insurance benefits in social security;

1. Basic benefits of maternity insurance: including reimbursement of maternity medical expenses and payment of maternity allowance;

2. Reimbursement scope of maternity medical expenses: usually covering normal delivery, cesarean section, family planning operation and other expenses;

3. Calculation method of maternity allowance: determine the amount of allowance according to the payment base and payment period of the insured;

4. Special provisions on male maternity insurance: male workers in some areas enjoy paternity leave and related maternity insurance benefits;

5. The difference between rural cooperative medical system (NCMS) and maternity insurance: NCMS is mainly aimed at rural residents, and its coverage and reimbursement ratio may be different from that of maternity insurance for urban workers.

To sum up, men who participate in maternity insurance can enjoy more maternity benefits than women who participate in the new rural cooperative medical system, including not only reimbursement of maternity expenses, but also maternity allowance (generally 1 10,000-1.5,000 yuan) and extra paternity leave allowance when women can't reimburse, while women who participate in the new rural cooperative medical system can only get reimbursement of maternity benefits.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 53

Employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with state regulations, and employees shall not pay maternity insurance premiums.

Article 54

The employer has paid maternity insurance, and its employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund. Maternity insurance benefits include maternity medical expenses and maternity allowance.

Article 55

Maternity medical expenses include the following contents:

(1) Maternity medical expenses;

(two) family planning medical expenses;

(3) Other project expenses stipulated by laws and regulations.

Article 56

Workers in any of the following circumstances can enjoy maternity allowance in accordance with state regulations:

(1) Female employees enjoy maternity leave;

(2) Enjoy family planning operation leave;

(3) Other circumstances stipulated by laws and regulations.

Maternity allowance is calculated and paid according to the average monthly salary of employees in the previous year of the employer.