What should I do if I have cancer and can't pay social security?

Because you have cancer and can't pay social security, you can temporarily stop paying social security.

Critical illness insurance Plan

There is serious illness insurance in social security. Suffering from serious illness, there will be certain medical reimbursement, but all of them only include drugs in social security. If the insured person has paid a total of 15 years, he can apply for retirement due to cancer and enjoy pension benefits in advance. Because the insured currently has cancer, remember to pay medical insurance on time. If medical insurance is suspended, you can't enjoy the existing medical treatment. If life is difficult, you can apply for medical assistance.

Personal recommendation

If you can't even protect your personal life, there is no need to pay social security. You can choose to freeze for a period of time and pay social security when you have money on hand. I suggest that you must buy a medical insurance for serious illness before paying social security, so that you will have a certain scope of medical reimbursement when you suffer from serious illness. At the same time, it should be noted that for social security payment, you must ensure that you can enjoy pension benefits after paying 15 years, so you should try your best to pay and declare, and there will be no interruption of payment.

1. medical reimbursement: the deductible line for the payment from the basic medical insurance pooling fund is set at about 10% of the average salary of employees in this city in the previous year. The medical expenses incurred by an individual in hospitalization for the second time or later in a year, the Qifubiaozhun is determined according to about 5% of the average salary of employees in this city in the previous year.

The cumulative maximum payment limit of medical expenses paid by the basic medical insurance pooling fund to employees and retirees in a year is determined by about 4 times the average salary of employees in this city in the previous year.

The basic medical insurance fund sets the settlement period for paying medical expenses.

The settlement period is set according to the hospitalization time of employees and retirees, the time of radiotherapy and chemotherapy for malignant tumors, the time of renal dialysis after renal transplantation and the time of outpatient treatment with anti-rejection drugs.

II. Materials required for social security payment

(1) Different regions and different policies require different materials;

(2) Different payment times require different materials. Generally speaking, the earlier the payment is made, the more materials are needed.

For the specific required materials, it is recommended to visit the local Human Resources and Social Security Bureau in official website, or call 12333 for human resources and social security consultation.