Do retirees need to change their social security cards?

Retirees have been using bank cards or passbooks to receive pensions, but according to local requirements, the channel for receiving pensions should be changed to social security cards. Then, retirees originally used non-social security cards to receive pensions. Now if you want to change to a social security card, you need to pay attention to two points.

First, you must bring your ID card and social security card to the issuing bank outlet to activate the financial function of the social security card, because only in this way can you activate the bank account of the social security card and receive the pension smoothly, otherwise the pension will not be distributed to the social security card normally. Second, some senior retirees are still accustomed to and inclined to use non-social security cards to receive pensions, and the state does not have to switch cards. In some places, people over the age of 80 will be allowed to keep their passbooks to receive pensions. /kloc-the problem of replacing a new social security card after the expiration of 0/0 year. In some places, the validity period marked on the social security card of retirees is 10 year, and generally the expiration time will be indicated.

Regarding whether it is necessary to change the social security card after its expiration, retirees should pay attention to the fact that some areas say that the social security card can continue to be used normally after its expiration, and there is no need to change it. However, some places say that the expiration of social security cards will affect the use of financial functions.

Therefore, if the social security card of retirees has reached the validity period of 10 and can continue to be used normally, it is not necessary to replace it; If the expiration affects the use, it is natural to change the social security card. In this case, card replacement is free. It is best to consult the local social security department or 12333 social security hotline for confirmation.

As for the social security card, it is natural to change it after it is damaged or lost. In this case, you need to pay for the replacement of a new social security card.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 14 Individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

Fifteenth basic pension consists of overall pension and individual account pension.

The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc.

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have accumulated contributions for fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.