What is the difference between social security hospitalization and hospitalization insurance hospitalization?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

Hello! Commercial hospitalization medical insurance is only a supplementary way of social security medical insurance. What is the difference between social security hospitalization and hospitalization insurance hospitalization? The reimbursement scope of commercial hospitalization insurance is basically the same as that of social security hospitalization, but the reimbursement ratio is different. In-hospital medical insurance is an insurance that takes people's health status as the insurance target.

Matters needing attention in purchasing hospitalization medical insurance:

1. Before buying medical insurance, be sure to read the insurance liability clauses carefully to understand the scope of medical insurance.

2. Pay attention to telling the truth and autographing when applying for insurance, choose a hospital recognized by the insurance company when staying in hospital and report the case in time, and ask the agent to list the required information at one time and save it as needed.

3. Pay attention to the deductible clause. For compensatory medical insurance, the insurance company stipulates the deductible, and those below the deductible cannot get compensation.

Nowadays, the pressure of social medical expenses is increasing. In addition to relying on social security, we should also plan ahead and increase the medical insurance for commercial hospitalization if possible. Provide a variety of commercial hospitalization medical insurance coverage, you can choose the commercial hospitalization medical insurance coverage that suits you according to your own needs.