Job Recruitment Website - Social security inquiry - After the unit stops paying medical insurance, how can individuals continue to pay?
After the unit stops paying medical insurance, how can individuals continue to pay?
After the unit stops paying medical insurance, individuals can continue to pay medical insurance in the following ways:
1. at one's own expense: individuals can go directly to the local social insurance agency or medical insurance window, fill in the relevant application form and pay the corresponding medical insurance expenses. The specific cost standard can be consulted with the local social security agency, which is generally calculated on a monthly or annual basis.
2. Individuals apply for personal medical insurance: individuals can also choose to apply for personal medical insurance independently of the unit. In this case, individuals need to register with local social insurance agencies for personal medical insurance and pay personal medical insurance premiums according to regulations.
3. Transfer to other units: If an individual finds a new work unit, he can apply to transfer medical insurance to a new unit, and the new unit will pay for medical insurance. In this case, individuals need to provide relevant supporting documents, such as the labor contract of the new unit.
Individuals should pay attention to the following points when renewing medical insurance:
1, go through the renewal procedures in time to avoid the interruption of medical insurance, so as not to affect the enjoyment of medical insurance benefits.
2. Understand the local medical insurance policies and expense standards, and ensure that the expenses are paid according to regulations.
3. Keep the payment voucher and relevant documents for future inquiry and verification.
To sum up, individuals can also consider buying commercial medical insurance or consulting other medical insurance plans of relevant departments to ensure the protection of medical expenses.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 72
Set up social insurance agencies in the overall planning area. According to the needs of the work, with the approval of the local social insurance administrative department and the organization management organ, the social insurance agency may set up branches and service outlets in this overall planning area. The personnel expenses of social insurance agencies and the basic operating expenses and management expenses incurred in handling social insurance shall be guaranteed by the finance at the same level in accordance with state regulations.
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