What happens when two places pay medical insurance at the same time?

The consequences of paying medical insurance in two places at the same time are as follows:

1, even if you pay double social security, you can only enjoy one social security insurance benefit, but you can't enjoy double benefits;

2. The policy stipulates that the insured shall not participate in the basic old-age insurance for employees in two or more overall planning areas at the same time. Paying social insurance premiums in two places at the same time will lead to repeated payment, and the insured years cannot be calculated together, and the insured person cannot receive two pensions;

3. Repeatedly participating in employee pension insurance, in accordance with the relevant provisions of the state, only one personal account is reserved according to the principle of "high is not low", and the individual contributions in other personal accounts are returned to me at one time by the social security agency at the original place of payment.

4. Repeated payment of medical insurance premiums:

(1) If employees participate in medical insurance repeatedly, the insured relationship at the place of employment shall be retained in principle;

(2) Repeatedly participating in residents' medical insurance, in principle, the insured relationship of permanent residence shall be retained;

(3) Students who participate in the insurance repeatedly shall, in principle, keep their enrollment relationship;

(4) Those who participate in employee medical insurance and resident medical insurance at the same time and have participated in employee medical insurance for more than 1 year shall, in principle, retain the employee medical insurance participation relationship.

How to use the medical insurance card:

1. When insured employees go to designated hospitals and pharmacies for medical treatment, they can use their passwords to swipe their cards on POS machines, but they cannot withdraw cash or transfer money.

2. Insured employees can inquire about the balance by telephone, or in China Bank Savings Office or designated hospitals and pharmacies in urban areas. You can also log in to the social security inquiry system online;

3. Insured employees can print medical insurance card transaction records in China Bank Savings Office with their ID cards and medical insurance requirements, including personal account payment records and consumption records. If you have any questions about the transaction records, you can go to the retail business department of Bank of China for enquiry. 4. If the insured employee changes his password, he can make a phone call to change it, or he can make a change with his ID card at China Bank Savings Office. If the insured employee forgets the password, he can report the loss of the original password and change the password with his ID card at China Bank Savings Office;

5. Insured employees should take good care of their medical insurance cards. If you accidentally lose it, please immediately issue a letter of proof to the unit and stamp it at the medical insurance office for confirmation, and then report the loss to China Bank Savings Office with your ID card and go through the formalities of replacement. You can get a new card after 7 days;

6. Precautions: When the number of medical insurance card transactions reaches 60 times, the insured employees must go to China Bank Savings Office to print the transaction records, otherwise they will stop using the card.

To sum up, although according to the current law, everyone can only participate in one social security and cannot pay two social security in different cities at the same time, it is actually operable. The reason is that the national networking has not yet been realized, and it is no longer possible for the same province and two places to apply for repeated insurance procedures. Of course, it is possible in this province, and you will be prompted to join the insurance system.

Legal basis:

Article 19 of the Social Insurance Law of People's Republic of China (PRC)

If an individual is employed across the overall planning area, his basic old-age insurance relationship will be transferred with him, and the payment period will be calculated cumulatively. When an individual reaches the statutory retirement age, the basic pension is calculated in stages and distributed uniformly. Specific measures shall be formulated by the State Council.

Article 58 of the Social Security Law

The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay. The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.