How to take out the money after the employee pension insurance is broken?

You can withdraw money directly if you break social security.

Social security has stopped, and the money inside can be withdrawn.

Social security can be applied for withdrawal under three special circumstances, but it should be noted that the money withdrawn is only a part of the endowment insurance expenses paid by individuals:

1, the insured person dies. If the social security insured person dies, his successor may apply to the local social security organ to transfer money from his personal account;

2. If the social security insured has settled overseas, and the household registration has been cancelled by the domestic public security organs, and the household registration has moved overseas (including Hong Kong, Macao and Taiwan), this situation can be applied to the social security department for social security balance;

3. You can't apply for retirement social security at retirement age. After reaching retirement age, the insured person can't go through the retirement formalities at the insured place, nor can it be postponed, and the registered permanent residence can't be transferred back. In this case, he can apply to the social security bureau of the insured place for a refund and withdraw the balance of the social security account.

Impact of suspension of social security:

1. Medical insurance requires women to have sexual intercourse for 20 years and men to have sexual intercourse for 25 years before they can enjoy life after retirement. Medical insurance has a three-month buffer period from the date of suspension of payment. If the interruption exceeds three months, the continuous payment period shall be recalculated;

2. Work injury insurance, like maternity insurance, is paid by the unit. After stopping paying five insurances and one gold, you will no longer pay work-related injury insurance, and you will not be able to enjoy work-related injury insurance benefits. Moreover, industrial injury insurance has no personal account and cannot be transferred or withdrawn.

3. As long as you have paid unemployment insurance for one year, you are eligible to enjoy unemployment insurance benefits. After five insurances and one gold are suspended, you can receive unemployment benefits on a monthly basis. The time and amount of unemployment benefits are consistent with the calculated length of time. Consult the local employment bureau for details;

4. The severance of provident fund only affects those who already have provident fund loans or are ready to apply for provident fund loans, and the others have no direct impact.

Surrender usually has the following two situations:

(1) If the rural household registration chooses to liquidate the personal account of the old-age insurance when leaving the job, the accumulated amount of the personal account (personal payment and interest) can be returned to me at one time, and the payment record will be cleared at the same time, and the payment period will be recalculated according to the new insurance.

(2) Generally, urban hukou cannot be liquidated.

Only the following three special circumstances can be liquidated:

1. If you reach the statutory retirement age and fail to reach the accumulated payment 15 years, you can apply for a one-time liquidation of the accumulated amount in the personal account of endowment insurance and return it to yourself.

Second, if you die before retirement, the accumulated amount of personal account of endowment insurance can be liquidated in one lump sum.

This part can be inherited, that is, received by the legal heir.

3. If a person dies after retirement, the amount of his personal account has not been fully collected, and the balance can be liquidated at one time and collected by the legal heir.

I hope the above content can help you. If in doubt, please consult a professional lawyer.

Legal basis:

Article 16 of People's Republic of China (PRC) Social Insurance Law

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis;

Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.