Can you take out your health insurance and use it?

Medicare cannot be taken out directly.

Medicare is a social insurance system, mainly used to provide medical insurance services for the insured. It is managed and utilized in the form of a social security card or an electronic social security card, which usually cannot be taken out and used directly.

Medicare can be used in the following ways:

1. Social security card swipe card for medical treatment: In the process of medical treatment, social security card can be used to swipe the card to settle the bill at the medical institution, and the medical expenses will be deducted directly from the individual account of the medical insurance;

2. Purchase medicine at the designated pharmacy of the medical insurance: Participants in the medical insurance system can purchase medicines within the scope of the medical insurance at the designated pharmacy of the medical insurance, and the cost of the medicine will be deducted from the account of the individual medical insurance;

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3. Reimbursement at the designated hospitals: If you visit a hospital within the scope of health insurance, but do not use your social security card to settle the bill, you can be reimbursed at the designated hospitals, and the reimbursement amount will be refunded to your personal health insurance account.

The information needed to apply for a health insurance card is as follows:

1, original and copy of ID card: the health insurance card is tied to personal identification information, so it is necessary to provide the original ID card and a copy of the ID card for verification and filing;

2, the original and copy of the hukou book: some areas may also be required to provide the hukou book information for verification and filing;

3, A number of one-inch photographs: the exact number may vary from region to region, it is recommended to prepare 3-5;

4, proof of payment of medical insurance personal account (such as proof of social security contributions): medical insurance card needs to be paid for medical insurance fees in order to be able to use it, so you need to provide proof of payment and personal information for verification and filing.

In summary, the use of health insurance may vary by region and policy, and the specific modus operandi needs to be checked according to the actual situation.

Legal basis:

Article 28 of the Law of the People's Republic of China on Social Insurance

Medical expenses that are in line with the basic medical insurance drug directory, diagnostic and treatment items, standards of medical service facilities, as well as those for emergency and rescue, shall be paid out of the basic medical insurance fund in accordance with state regulations.