What is the difference between social security and joint medical care

1, for the crowd is different: the basic medical insurance for urban residents that is social security, the scope of coverage is non-agricultural household registration, not in the urban workers basic medical insurance coverage of urban residents. The New Rural Cooperative Medical Insurance (NRCMI), on the other hand, is aimed at people with rural household registration.2. The system management is different: NRCMI is the business of the Health Bureau, while the urban medical insurance belongs to the management of the social security system.

A. What is the difference between social security and rural cooperative medical care

1, the target group is different: the basic medical insurance for urban residents that is social security, the scope of coverage is non-agricultural household registration, not in the urban workers of the basic medical insurance coverage of urban residents. And the new rural cooperative for the population is the rural population.

2, the system management is different: the new rural cooperative is the business of the Health Bureau, while the urban health insurance belongs to the social security system.

3. The funding levels are different, and the reimbursement rates are also different. The reimbursement rate of hospitalization expenses within the policy scope of urban workers' medical insurance reaches more than 80%, while the reimbursement rate of hospitalization expenses within the policy scope of urban residents' medical insurance and New Rural Cooperative reaches about 70% and 75% respectively.

4, the difference in reimbursement: the new rural cooperative farmers' personal account money, can be used in their own counties and districts of the primary health care institutions, but there is no way to like the medical card at any time as the card. And urban health insurance is convenient in various regions, can be reimbursed at any time, if the cross-regional medical care, but also need to first to the health insurance department for the record, out-of-pocket expenses and then reimbursement.

Legal basis: Article 2 of the Social Insurance Law

The state establishes a social insurance system of basic pension insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance and other social insurance systems to protect the right of citizens to obtain material assistance from the state and society in accordance with the law in the event of old age, illness, industrial injury, unemployment, maternity and other circumstances.

Two, what is the impact of social security broken

1, affecting the purchase of housing.

Some local regulations, if the foreign household must pay a certain period of continuous social security, in order to qualify for the purchase of real estate, if there is an interruption in the middle of the time, you have to recalculate the time.

2, affecting the medical insurance.

One of the major functions of social security is medical insurance, when the break in the payment of social security, from the second month onwards, the medical card can not be used, then in the case of illness, hospitalization, the medical costs incurred, can only be personal out of pocket, because of the break in the payment of social security medical costs can not be reimbursed, so that social security should not be stopped.

3, affecting maternity insurance.

If the social security payment or social security less than seven months, then you can not enjoy the birth of medical reimbursement and maternity reimbursement, to do childbirth is a big expense, if you can be reimbursed, you can greatly reduce the pressure, if one of the husband and wife have a maternity insurance, in this case you can reimbursement from the unit.

4, affecting the pension.

The social insurance law provides that social security must pay a minimum of 15 years, less than 15 years to make up for 15 years, if the social security is broken, then the impact on the pension is particularly large.