Job Recruitment Website - Social security inquiry - What is the impact of discontinuous social security contributions?
What is the impact of discontinuous social security contributions?
1, affecting buying a house. In some areas, social security must be paid continuously for a certain period of time to qualify for buying real estate;
2, affecting medical reimbursement. If you pay medical insurance again within three months, you will enjoy medical insurance from the second month; If you pay for more than 3 months continuously, you can enjoy medical insurance benefits again after 6 months of continuous payment;
3. Affect maternity insurance. If the social security is paid off, you can't enjoy maternity insurance.
The process of paying social insurance is as follows:
1. Go to the individual payment window of the social security agency to collect and fill in the Social Insurance Individual Payment Declaration Form and the Contract for Entrusting Banks to Collect Social Insurance Fees;
2, with the official seal of the bank "commissioned by the bank to collect social insurance contract";
3. With the required insurance information, social insurance individual payment declaration form and entrusted bank social insurance premium collection contract, go through the insurance formalities at the individual payment window of the social security agency in the area where the household registration is located;
4. If you need to apply for a labor security card, you must come in person to apply for it, and provide a copy of your ID card (the original inspection) and a digital photo receipt of the second-generation ID card network photo library approved by the municipal public security organ.
To sum up, for individuals, we should pay close attention to their social security payment, pay back or adjust the payment method in time to ensure that their social security rights and interests are guaranteed; For enterprises, it is also necessary to pay social security fees for employees in time in accordance with regulations to avoid unnecessary punishment and affect the reputation of enterprises.
Legal basis:
Article 64 of People's Republic of China (PRC) Social Insurance Law
Social insurance funds include basic endowment insurance fund, basic medical insurance fund, industrial injury insurance fund, unemployment insurance fund and maternity insurance fund. In addition to the basic medical insurance fund and maternity insurance fund combined accounting, other social insurance funds are accounted for separately according to social insurance types. Social insurance funds implement a unified accounting system throughout the country.
The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it.
The basic old-age insurance fund will gradually implement national overall planning, and other social insurance funds will gradually implement provincial overall planning. The specific time and steps shall be stipulated by the State Council.
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