Is rural medical insurance card and social security card the same card?

Rural medical cards are different from social security cards. The social security card is employed in the unit and handed in with the unit. Rural insurance is not, but both are medical cards. Social security card is a comprehensive social security card, while rural cooperative medical insurance is a single rural cooperative medical insurance. Social security cards are constructed in accordance with the principle of "one card is multi-purpose and universal". Adopt national unified standards and norms to ensure their use throughout the country. Social security cards have a wide range of functions. Cardholders can not only use the card for real-time settlement of medical insurance personal accounts, but also handle endowment insurance affairs; Go through the formalities of job registration and unemployment registration; Apply for unemployment insurance; Apply for employment training; Apply for labor ability appraisal and enjoy work-related injury insurance benefits; Handling labor and social security affairs online. The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay. Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration. The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.

What is the difference?

Social security cards have a wide range of functions. Cardholders can not only take the card for medical treatment for real-time settlement of medical insurance personal accounts, but also handle pension insurance and other related businesses.

Rural medical insurance card can only be used for medical treatment. The medical insurance card can be used to buy medicine, see a doctor and purchase medical equipment. In the designated pharmacy or hospital, and can also reimburse the medical expenses of designated symptoms such as hospitalization for serious illness in the designated hospital.

1. Different payment methods:

Employee social security card: the payment is shared by the individual and the unit * * *, with 8% paid by the individual, paid by other units, and paid by * * * after the unit deducts part of the salary.

Rural medical card: pay the fee yourself. It only needs to be handed in once a year, and it should be around 300 yuan every time. The amount of payment is related to the level of economic development in various places.

2. Different reimbursement rates:

The reimbursement rate of hospitalization expenses within the relevant scope of the new rural cooperative medical system is about 70% and 75% respectively. At present, it can be used in primary medical institutions in your county. There is no personal account, and you can't swipe your card at any time like an employee medical insurance card.

Social Security Card: It is convenient in all regions, and you can go to the designated pharmacy to buy medicine for reimbursement. If you see a doctor across regions, you need to file it with the medical insurance department first, and then reimburse it at your own expense. Within the scope of hospitalization expenses reimbursement rate reached more than 80%.

legal ground

Article 20 of People's Republic of China (PRC) Social Insurance Law

The state establishes and improves the new rural social endowment insurance system.

The new rural social endowment insurance combines individual contributions, collective subsidies and government subsidies.