Does the social security card include medical insurance?

Social security card, referred to as social security card, is a multifunctional card issued by the state to facilitate citizens to enjoy social security services. Among them, the medical insurance function is one of the important components of the social security card.

The social security card not only covers social security functions such as endowment insurance, unemployment insurance and industrial injury insurance, but also integrates the functions of medical insurance. Holders of social security cards can directly settle medical expenses and enjoy medical insurance benefits through social security cards when seeking medical treatment. The realization of this function greatly simplifies the medical treatment process and improves the efficiency of medical service.

First, the realization of medical insurance function

The social security card has a built-in medical insurance account for recording personal medical insurance information, including payment records and medical reimbursement records. When seeking medical treatment, medical institutions can confirm the medical insurance status and treatment of patients by reading the information in the social security card, so as to directly settle the expenses.

Second, enjoy medical insurance benefits.

Holders of social security cards can enjoy medical insurance benefits when they seek medical treatment in medical institutions designated by the insured places. Including reimbursement of medical expenses such as outpatient and hospitalization, and protection of specific medical services such as chronic diseases and special diseases. The specific reimbursement ratio and scope depend on the local medical insurance policy.

Third, the handling and use of social security cards.

Social security card processing generally needs to be applied through the local social security agency. When handling, you need to provide personal identification and related documents. After completion, the cardholder can use the social security card to enjoy medical insurance services in the prescribed medical institutions.

To sum up:

Social security card contains medical insurance function, through which you can enjoy medical insurance benefits conveniently and simplify the medical treatment process. Cardholders should take good care of their social security cards to avoid loss or misappropriation.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 23 provides that:

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

People's Republic of China (PRC) social insurance law

Article 27 provides that:

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.

People's Republic of China (PRC) social insurance law

Article 64 provides that:

Social insurance funds include basic endowment insurance fund, basic medical insurance fund, industrial injury insurance fund, unemployment insurance fund and maternity insurance fund. In addition to the basic medical insurance fund and maternity insurance fund combined accounting, other social insurance funds are accounted for separately according to social insurance types. Social insurance funds implement a unified accounting system throughout the country.