What is the impact of social security transfer in different places?

1 Due to the large difference in wage and income levels in different places, the payment bases of employers and individuals are also different, which will affect the pension benefits after retirement. Many people have bought old-age insurance in many provinces and cities because of frequent job changes, so it is difficult to determine which city is the final place to receive pensions. According to the national regulations, in this case, the collection place will be determined according to the principle of "household registration first, long-term planning later".

(1) The insured's place of insurance is the same as the household registration. In this case, the treatment place is the household registration place, that is, the insured place receives the pension.

(2) Where the registered permanent residence is inconsistent with the insured place, in this case, the place where the registered permanent residence has been insured for over 10 years shall be the pension receiving place.

(3) More than one payment of the insured reaches 10 year. In this case, the place where the pension is received is determined according to the place where the last payment has reached 10 years.

(4) If the contributions paid by the insured in various places are less than 10 years, in this case, the pension relationship and related funds of the insured will be transferred back to the domicile, and the pension will be paid by the domicile.

2. If you pay social security in other places and you can't directly reimburse the expenses by using medical insurance, you still have to go back to the insured place to apply for reimbursement separately, and the proportion of reimbursement outside the province is relatively low.

3. If you need to receive unemployment insurance benefits after unemployment, you should go to the place where social security is paid.

4. If you are a non-local hukou, you need to provide proof of social security payment or tax payment for more than one year when you buy a house. Social security paid in other places cannot meet this condition.

Social security transfer process

(1) After the insured establishes the basic old-age insurance relationship in the new employment place and pays the fees according to the regulations, the employer or the insured shall submit a written application for the transfer and continuation of the basic old-age insurance relationship to the social security agency in the new employment place.

(2) The social security agency of the newly insured place shall, within 15 working days, review the application for transfer and continuation, send an acceptance letter to the social security agency where the insured person's original basic old-age insurance relationship is located, and provide relevant information; Do not meet the transfer conditions, make a written explanation to the applicant or the insured.

(3) The social security agency where the original basic old-age insurance relationship is located shall handle all the transfer and connection procedures within 15 working days after receiving the acceptance letter.

(4) After the new insurance agency receives the basic old-age insurance relationship and funds transferred by the social security agency where the original basic old-age insurance relationship of the insured person is located, it shall complete the relevant procedures within 15 working days, and notify the employer or the insured person of the confirmation in time.

(5) Accumulated calculation of the payment period of the old-age insurance, and there is a gap in the middle, which can be supplemented or not.

legal ground

People's Republic of China (PRC) social insurance law

Article 4 Employers and individuals in People's Republic of China (PRC) shall pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.