Will you give up social security? Why?

Whether to give up depends on your own specific situation. Personally, I prefer not to give up, because social security is very important, especially pension and medical care, which is the basic guarantee for individuals. It doesn't matter if you stop paying wages because of temporary difficulties, but you can't give up for a long time!

Let me talk about the reasons why I don't want to give up social security.

For most people, the importance of social security is mainly reflected in two aspects:

1, medical insurance reimbursement

After paying medical insurance, you can enjoy hospitalization reimbursement and monthly refund of medical insurance card, and you can also enjoy medical insurance benefits for life after retirement.

People always get sick when they are alive. In fact, there will be more and more physical problems for the elderly. Over time, the expenditure of medical expenses is not a small expense. If you buy social security, you can greatly ease the pressure on yourself to bear medical expenses with social security.

2. Endowment insurance

The old-age insurance has been paid for 15 years, and you can receive the pension for life after retirement, and enjoy the pension increase treatment year by year.

According to the normal law, everyone will experience old age. When people reach a certain age, their physical conditions are far from enough to support themselves to continue working. At this time, if you want to have a fixed living security, you must not only rely on the support of your children, but also the pension is more important.

It is really important for me to get a pension every month.

In fact, most people who choose to pay social security are forced to give up because of various pressures in their lives, not their own choices.

Second, people who give up paying social security can be divided into five categories, and these five categories also have their own reasons.

1, life pressure.

Wage growth is struggling, but the base of social security contributions has soared. As a result, the monthly salary is getting less and less. In line with the principle of saving a little, I choose to temporarily "shelve" social security.

2. Unemployment and job hunting

When they are in the vacancy period, faced with job-hunting pressure or economic pressure, most people will suspend paying social security, hoping to continue paying social security after finding the next job.

3. Pursuit of present happiness

In the eyes of some young people, paying social security is like packing a bag, and there is no return! They even think that they may not live to receive a pension, preferring to hold it in their hands, eat, drink and be merry!

That's my best friend. Her mantra is: "It's hard to say whether she can live to retire-_-||"

4. Flexible employees have no spare money to pay social security.

As far as I know, many flexible employees are actually people with employment difficulties, such as 4050. Their income is not high and unstable, so they have no more money to pay social security.

5. The impact of population aging

Facing the aging population and the pay-as-you-go pension system, it is full of uncertainty whether there will be enough young people to pay the pension in the future!

With the approach of the policy of delaying retirement and extending the payment period, the time for everyone to enjoy the pension may be shortened. Anticipating this possibility, some people began to consider "evading" social security.

Don't tell me, I have this worry. After all, it is impossible to say that I have no idea in Japan, and it is really difficult for me to pay social security myself now that I am unemployed.

However, as long as there are conditions, I will definitely not give up social security. After all, I'm not a teenager in my early twenties. Facing the uncertainty of the future, I still have to give myself a guarantee.

After all, most people need to rely on pensions to provide security in their later years. Therefore, it is very necessary for ordinary people to buy and pay social security.

If you want to know how much pension you can get in the future, you can check it online yourself.